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How Credit Card Interest Works: The Math
 
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Have you ever wondered how credit card interest works? How do they determine how much you owe? Your credit card probably lists an annual interest rate, an "APR". This video will explain how to use your APR to figure out exactly how much interest you will owe on your credit card bill. The banks usually use a method called "Average Daily Balance". This video works though an example of the math, so you can get a deep understanding of what goes on behind the scenes. Don't forget to watch How Credit Card Grace Periods work to avoid interest all together: https://youtu.be/TYK5GA4uYwU
Views: 123965 Will Peterson
How Credit Card Interest Works (Credit Cards Part 2/3)
 
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I'll explain how credit card interest works and how it's charged! Watch more credit card videos: https://www.youtube.com/watch?v=KyA_RygVbYg&list=PLOmIpJDqCR-LRMsepGvSHI6nP1vi9h9wH Please subscribe: https://www.youtube.com/c/HonestFinance?sub_confirmation=1 If you're looking into debt consolidation to pay off your credit cards, check out LightStream Loans. They've got great rates and they don't charge any fees or prepayment penalties. http://bit.ly/LS_DebtConsolidation (I may be compensated by LightStream through this link.) Credit card interest is not well understood by most of us, but it's something we should all understand clearly. I'll explain how credit card APR interest works with their average daily balance (adb) method that most credit cards use. ----------------- - CHANNEL RELATED RESOURCES AND RECOMMENDATIONS - This channel covers a broad range of financial topics that'll give your life and finances more value. Feel free to subscribe to Honest Finance for more related videos. https://www.youtube.com/c/HonestFinance?sub_confirmation=1 - POPULAR PLAYLISTS - Amazon Reviews (like Audible, Prime, Visa): https://www.youtube.com/watch?v=GetFVRzw3_U&list=PLOmIpJDqCR-Jb53gogjHvGsAn0XGXxFiE Loans and Interest: https://www.youtube.com/watch?v=1CpSMo7To2U&list=PLOmIpJDqCR-Kkqklbt4pRpcL7LnLZgNfl Stock Market and Investing: https://www.youtube.com/watch?v=uRBqoRfnH9w&list=PLOmIpJDqCR-J5YB7foTH-5ayM4tpRgVn8 Credit Cards: https://www.youtube.com/watch?v=KyA_RygVbYg&list=PLOmIpJDqCR-LRMsepGvSHI6nP1vi9h9wH Car Buying: https://www.youtube.com/watch?v=rwOcAHTH4Os&list=PLOmIpJDqCR-L6xTFH83iG-hGK9aDpy17r Buying and Selling on ebay: https://www.youtube.com/watch?v=XWHcCfl_m2U&list=PLOmIpJDqCR-Ln1EkbLuksV8KINQf9uQOl - RECOMMENDATIONS - DISCLAIMER: This description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). The average millionaire reads more than 2 book per month, so I'd suggest reading more if you can. Audible is a great source for reading and they've got every book you can think of. Here's a link to get 2 free audiobooks from Audible. https://amzn.to/2O9mMUI If you're looking to invest, but you don't want to do the work, consider looking into Betterment for automated, low-fee investing. http://bit.ly/Betterment_Investing If you want to invest in the stock market, check out M1 Finance, because you can buy partial shares and trades are always free to make. http://bit.ly/HF_M1Finance If you're in need of a personal or auto loan, then check out LightStream loans. They have the best rates and don’t charge any fees or pre-payment penalties. http://bit.ly/lightsteam_loans And if you want to start a YouTube channel, here's a course called "YouTube Ranking Academy" by Sean Cannell. http://bit.ly/YTRankingAcdmy - SOCIAL MEDIA - Facebook: https://www.facebook.com/honestfinancechannel Instagram: https://www.instagram.com/honestfinance/ Pinterest: https://www.pinterest.com/honestfinance/ Twitter: https://twitter.com/FinanceHonest ----------------- Welcome to the Honest Finance Channel! I'll give you the honest truth about a variety of financial and life improvement topics in a way that actually makes sense. I'm not a financial adviser and this is all my opinion, so take my advice for information and entertainment purposes only. I simply want to share my financial advice with anyone who will listen. #honestfinance
Views: 5360 Honest Finance
How Credit Cards Calculate Interest | BeatTheBush
 
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Minimize interest charges by understanding how Credit Cards calculate interest on your bill. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 19962 BeatTheBush
How  to use credit card without incurring any charges (interest / finance charge etc.)
 
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Learn to avoid - Late payment charge (LPC), - Over Limit Charge (OVL Fee) - Over the counter fee in addition of - Finance or Interest Charge
Views: 2184 Gopal Malakar
Cut credit card interest costs by exceeding minimum payments
 
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Paying just a little more than your credit card's monthly minimum payment makes a big difference. Let's take a look at Tom and Sarah to see just how big. Tom and Sarah both charge super-sleek, razor-thin laptops on the same day for $2,000. (Peter and Mary are both very cool cats.) So each has a beginning balance of $2,000. If you think of debt as a pile of dirt that has to be shoveled away, Tom and Sarah are starting out with equal piles. Both Tom and Sarah's credit cards charge 18% interest -- and require a typical minimum payment of the interest, plus 1% of the total balance. Tom only pays the minimum -- which means he's keeping ahead of interest charges, but not by much. Sarah, though, is a go-getter. She pays an additional $10 each month. It's like having a helper digging alongside her. So Sarah's progress is quicker. How much quicker? By only making minimum payments it will take 131 payments -- almost 11 years -- for Tom to pay off his balance. Tom's interest charges will add up to $2,039 -- more than the computer itself. Sarah, however, will cut her interest payments and time in debt almost in half. She'll be in the clear after six and a half years and pay only $1,213 in interest. By paying just $10 extra each month, Sarah saves $826 in interest charges and is done making payments 4.4 years earlier. So Sarah can chill ... while Tom's still diggin'. Want to see how minimum payments make your pile of debt stick around? Go to CreditCards.com/calculators.
Views: 14998 CreditCards.com
How I Use the Grace Period to Avoid Paying Interest/Push Payments Back
 
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Welcome to my MissBeHelpful channel! It's always around the holiday season that I end up spending just a little bit more than I usually spend. That's why I know all of my credit card Statement Closing Dates and Grace Periods - so I can push payments back by shopping as early on in the billing period as possible! Watch to hear an example of this and learn more about your credit card's grace period. Click here to learn more: http://www.creditcards.com/glossary/term-grace-period.php http://www.creditcards.com/glossary/term-grace-period.php https://www.discover.com/credit-cards/cardmember-agreement/payments.html#calculateInterest http://blog.equifax.com/credit/can-one-late-payment-affect-my-credit-score/ https://www.discover.com/credit-cards/help-center/payments/automatic-bill-pay.html http://img.jagoinvestor.com/ji/how-credit-card-billing-cycle-works.png More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 32288 MissBeHelpful
#creditQandA – How do I avoid paying interest charges?
 
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Capital One Canada President, Shane Holdaway, gives his tips on how to avoid paying interest charges on your credit card. Do you have a credit question? Ask us on Twitter @CapitalOneCA and include the hashtag #creditQandA
Views: 5154 CapitalOneCA
14 Credit Card Hidden Charges - Hindi
 
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Credit card is used by everyone but every Credit Card has Hidden Charges that make you poor everyday. In this Hindi video we will understand how to make credit card payment, real benefits of credit card, mistakes to avoid etc. Related Videos: CIBIL Score: https://youtu.be/jrIKT3cC0ZU Credit Card: https://youtu.be/73_R7uem-ag Whether you have a master card, visa card, rupay card, american express card, sbi credit card in India, you should make your credit card bill payment on time. Credit Card charges are explained in detail for beginners. क्रेडिट कार्ड हर किसी के द्वारा प्रयोग किया जाता है लेकिन प्रत्येक क्रेडिट कार्ड में कुछ छिपे हुए शुल्क होते हैं जो आपको हर रोज आपको गरीब बनाते जाते हैं इस वीडियो में हम क्रेडिट कार्ड भुगतान, क्रेडिट कार्ड के वास्तविक लाभ और गलतियों आदि से कैसे बचें ये समझेंगे। चाहे आपके पास इंडिया में मास्टर कार्ड, वीज़ा कार्ड, रुपए कार्ड, अमेरिकन एक्सप्रेस कार्ड, एसबीआई क्रेडिट कार्ड है, आपको समय पर अपना क्रेडिट कार्ड बिल भुगतान करना चाहिए। जिन लोगों ने क्रेडिट कार्ड का इस्तेमाल करना शुरू ही किया है उनके लिए क्रेडिट कार्ड चार्जेज को विस्तार से समझाया गया है। Share this Video: https://youtu.be/zjhN2vtaCqQ Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What are credit card hidden charges? What are the adverse effects of using a credit card? How should you make credit card payment? What are the benefits of credit card? What are the pros and cons of using a credit card? What should beginners know about credit card charges? How should a beginner go about using a credit card? How much interest rates are charged on credit card debt in India? Is GST charged on credit card interest? How much extra charges an Indian credit card user pays in a year? Are credit cards debt trap? How master card, visa card, rupay card, american express card, sbi credit card are different? Why should you make your credit card bill payment on time? क्रेडी कार्ड के हिडन चार्जेज़ क्या हैं? क्रेडिट कार्ड के उपयोग के प्रतिकूल प्रभाव क्या होते हैं? आपको क्रेडिट कार्ड भुगतान कैसे करना चाहिए? क्रेडिट कार्ड के लाभ क्या हैं? एक क्रेडिट कार्ड का उपयोग करने के फायदे और नुकसान क्या हैं? जिन लोगों ने क्रेडिट कार्ड का इस्तेमाल करना शुरू ही किया है उन्हें क्रेडिट कार्ड चार्जेज़ के बारे में क्या जानना चाहिए? क्रेडिट कार्ड का उपयोग करने की शुरुवात सही तरीके से कैसे की जा सकती है? इंडिया में क्रेडिट कार्ड डेब्ट पर कितनी ब्याज दरें लगायी जाती हैं? Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Twitter - http://twitter.com/assetyogi Instagram - http://instagram.com/assetyogi Facebook – https://www.facebook.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Pinterest - http://pinterest.com/assetyogi/ Linkedin - http://www.linkedin.com/company/asset-yogi Hope you liked this video in Hindi on “Credit Card Hidden Charges”.
Views: 131892 Asset Yogi
How Does Credit Card APR Work?
 
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Welcome to my MissBeHelpful channel! Lots of you have been asking me to talk more about APR, or annual percentage rate. This is a term used in reference to everything from mortgages and car loans to credit cards, so it's really important that you take a few minutes to understand how it works! In this video, I look at credit card APR - which we all have listed on our monthly statement. Here I jump into what APR is, how it’s calculated and how to think about APR when applying for new cards. To get more awesome resources about APR, check out the "Better Money Habits" partnership between Bank of America and Khan Academy: https://bettermoneyhabits.bankofamerica.com/en/credit/what-is-apr More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s How To Earn Rewards Without Hurting Your Credit Score: https://www.youtube.com/watch?v=_djpGzJ3uks&t=2s Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://www.youtube.com/watch?v=gwj2ywlmf0Q When Should You Get Your First Credit Card?: https://www.youtube.com/watch?v=wQxjJTYqKvI&t=2s Can I Keep My Oldest Card Without the Annual Fee?: https://www.youtube.com/watch?v=jRL38UJWl-Y&t=2s Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=2s How Many Credit Cards Should You Have?: https://www.youtube.com/watch?v=tabVCCRFDN0&t=9s How Authorized User Status Might Increase Your Credit Score: https://www.youtube.com/watch?v=9LgPACQq0Qo&t=2s 7 Reasons Your Credit Score Might Drop: https://www.youtube.com/watch?v=SSC5HtzVWh0&t=45s How to Manage Many Different Credit Cards: https://www.youtube.com/watch?v=gqDw-92yQq0&t=4s How to Upgrade Your Credit Card With a Product Change: https://www.youtube.com/watch?v=XUtzuKnOnqY&t=219s Why Does It Take So Long to Fix Your Credit??: https://www.youtube.com/watch?v=ODvfz7r07xI&t=194s 3 Ways to Protect Your Credit Report & Financial Information: https://www.youtube.com/watch?v=2k-wEGcWjeo&t=8s When to Pay Your Credit Bill and Increase Your Credit Score: https://www.youtube.com/watch?v=Ks6MjdlxTKQ&t=238s Freeze Your Credit for FREE!: https://www.youtube.com/watch?v=U_dIKci6Ydg&t=17s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/?hl=en SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 101401 MissBeHelpful
When To Pay Your Credit Card Bill And Increase Your Credit Score!!!
 
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Welcome to my MissBeHelpful channel! Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/MissBeHelpful More from MissBeHelpful: Get Your Credit Score FREE Today: https://bit.ly/2K8OYID Improve Your Credit Score QUICKLY: https://bit.ly/2MngUW7 Common Credit Card Myths: https://bit.ly/2tsmcZd 5 Things to Consider When Applying for a Credit Card: https://bit.ly/2tAUCZ7 Credit Card Rewards: Do's and Dont's: https://bit.ly/2KhKApV How To Read Your Credit Card Statement Like A PRO: https://bit.ly/2MmnNqB How To Improve Credit With Limited Or No Credit History: https://bit.ly/2KhKVcb Best NEW Way To Improve Credit - NO CREDIT CARD Required! (Self Lender): https://bit.ly/2yDSd5L How I Use the Grace Period to Avoid Paying Interest/Push Payments Back: https://bit.ly/2tyBJWv How My Friend Saved HUNDREDS With A Balance Transfer: https://bit.ly/2MVHCWO How To Earn Rewards Without Hurting Your Credit Score: https://bit.ly/2yDSGox Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: https://bit.ly/2lxMuFa Should I Invest or Pay Off Student Loan Debt?: https://bit.ly/2yDSOEx Will Closing A Credit Card Lower My Credit Score?: https://bit.ly/2Ir8RFm How Does Credit Card APR Work?: https://bit.ly/2Khsepi When Should You Get Your First Credit Card: https://bit.ly/2KgXnWC How Do I STOP Wasting My Money?: https://bit.ly/2yFPgl6 Can I Keep My Oldest Card Without The Annual Fee: https://bit.ly/2MWr7JR How to STOP Online Shopping Too Much!!!!: https://bit.ly/2K2gR54 3 BAD Financial Habits To Break NOW!!: https://bit.ly/2tyA973 TOP 5 Recommended Money + Personal Finance Books!!!: https://bit.ly/2yCJXmh ’Til next time… PEACE!
Views: 79586 MissBeHelpful
How Does a Credit Card Work?
 
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Here's everything you need to know about credit cards and how they work. If you’re new, subscribe! → https://www.youtube.com/user/MSUFCU Go here → https://www.msufcu.org Like us → https://www.facebook.com/msufcu Follow us → https://twitter.com/msufcu
Views: 329942 MSU Federal Credit Union
Annual Percentage Rate (APR) and effective APR | Finance & Capital Markets | Khan Academy
 
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The difference between APR and effective APR. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/credit-card-interest/v/institutional-roles-in-issuing-and-processing-credit-cards?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/interest-basics-tutorial/v/interest-part-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most of us have borrowed to buy something. Credit cards, in particular, can be quite convenient (but dangerous if not used in moderation). This tutorial explains credit card interest, how credit card companies make money and a far more silly way of borrowing money called "payday" loans. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 348262 Khan Academy
How Credit Cards Work: Billing Cycle and "Grace Period"
 
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This video demonstrates how the "interest free" grace period works with credit cards, the importance of paying off the statement balance in full each month, and the hidden danger of carrying a balance. It should also help clear up any confusion about your "statement balance" versus your "account balance", and how and when interest is charged to your account. Want to know more about how interest is calculated? Check out my new video: https://youtu.be/SnlHbMIWJak Want to know how to MAKE money with credit cards? Try this one: https://youtu.be/ryZQ7P3WW2s
Views: 128945 Will Peterson
The Truth About Low Interest Credit Cards!
 
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transcript You want to make the switch to cashless payments. You look into the market and end up being stunned by the avalanche of options to choose from. You ask around and keep hearing about low interest credit cards. Yes, major credit card companies invest much in advertising and marketing them. There is a lot of hype about them in the market. However, are they the best deal available? And most importantly, are they the best option for you? Not all low interest credit cards entail identical offers. Some credit cards offer low interest only on purchases. Any cash advance made with the cards will usually be charged at a much higher interest rate. You probably do not want that. Therefore, ensure that the low interest rate applies to both purchases as well as cash advances. Secondly, many of these low interest offers are only introductory. This means that after the introductory period, which is usually six months, the interest rate will jump up and you'll be stuck with having to pay off a whole lot more money just on interest. Source for a credit card offer with a fixed low interest rate. As mentioned earlier, major companies advertise heavily on low interest credit cards. You would have probably seen them on television, heard about them on radio, caught them on billboards or even received mails on them. Be aware that they are not your only options. Do an extensive research. There are other companies, unions or associations that might provide you with much better deals. Just be sure to check on the legitimacy and reliability of these organizations. Of course, let us not forget the most important factor - YOU. Although credit cards allow us to spend money that we actually may not possess at the point of purchase, please do not get carried away with it. To guarantee that our credit cards remain our assets and not our liabilities, we should always pay off the balances in our credit cards within the no-interest period every month. That way, we have the luxury of borrowing money for a short period monthly without suffering any interest charge. However, there are many of us who may have a tendency to overspend every month and keep balances on the credit cards to be slowly repaid over time. Ask yourself what is your unique expenditure patterns and preferences. If you are the type to conscientiously pay off your balances every month within the no-interest time frame, you probably have no need for a low interest credit card. It is more suited for those who keep the balances. In order to help you make a more informed decision, let us look into the pitfalls of low interest credit cards. First of all, what most people don't tell you is that companies are actually more stringent on issuing low interest credit cards. They prefer low-risk customers and therefore, they will approve your credit card application only if you have very good credit rating. Secondly, the annual fees charged on low interest credit cards are usually higher. If you factor those fees in, the savings made on the interest may eventually be offset. Once again, your spending patterns become an issue here. If you have a substantial balance on your credit card, you would still make savings with the low interest credit card despite the high annual fees. On the other hand, if you maintain a zero balance on your credit card, you'll lose more on the annual fees. Lastly, low interest credit cards also do not come with much perks or good reward schemes. If you are the type to keep no outstanding payments on your credit cards, you may end up being disadvantaged. You'll neither benefit from the low interest rate nor the reward schemes. As mentioned earlier, study your own spending tendencies and your individual needs. Evaluate the pros and cons of low interest credit cards for you. Do your research and compare everything that each credit card offers. Finally, check on the customer service, legitimacy and reliability of the company you wish to get your credit card from.
CREDIT CARD 101 BASICS | MINIMUM PAYMENT DUE DATE | AVOID INTEREST | CLOSING DATE
 
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NO! , I'm not an expert, just a couple things I learned about how to best manage credit cards. Earn a $150 bonus with Chase Freedom. I can be rewarded too if you apply here and are approved for the card. Learn more. https://www.referyourchasecard.com/2/NKDCKBE0EM NEW INSTAGRAM PAGE: http://www.instagram.com/theflywon Email Signup for UPDATES! http://flysnest.us2.list-manage1.com/subscribe?u=59889d24027acd19a14debc80&id=fdb733f341 Baby Registry: https://www-secure.target.com/gift-registry/registry/IHmukU1kCdgKErgcACYr_w http://www.myregistry.com/public/amor EMAIL ME [email protected] WRITE ME: FLY'S NEST PO BOX 1194 LAWRENCEVILLE, GA 30046 Follow me on Instagram http://www.instagram.com/theflywon BUSINESS EMAIL ONLY [email protected]
Views: 46112 Erica Fly
Credit Card Statement Closing Date vs Due Date | BeatTheBush
 
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Open a Chase Checking and get $200 with a monthly Direct Deposit: http://bit.ly/2EDnbOn The closing date of your credit card is not the due date. The two dates are completely separate. First, there is a period at which you are billed. The last date is your statement closing date. You are given some time to pay this bill before late charges are enforced, typically around 28 days. This date that is 28 days later is the due date. Hence, if you want to try out the credit score boosting method, you need to monitor your statement balance a day or two before the CLOSING date and make a full paying on the current account balance AND make sure it posts before the closing date. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 77726 BeatTheBush
Car Loan Interest Explained (The Easy Way)
 
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How car loan interest (APR) works! Watch "How to get a car loan": https://www.youtube.com/watch?v=C3ma_enSYm8&list=PLOmIpJDqCR-L6xTFH83iG-hGK9aDpy17r&index=5 Please subscribe: https://www.youtube.com/c/HonestFinance?sub_confirmation=1 Check out LightStream Loans if you're looking to buy or refinance a car loan. They've got great rates and they don't charge any fees or prepayment penalties. http://bit.ly/LS_AutoRefinance (I may be compensated by LightStream through this link.) I’ll go over everything you need to know on car loans and interest. I’ll cover how they work and how much interest you’ll be paying for the car loan. Watch and learn. Thanks. Don’t end up upside down in your car. Follow my advice and you’ll be better off than most of us when it comes to your interest rate and length of the loan. ----------------- - CHANNEL RELATED RESOURCES AND RECOMMENDATIONS - This channel covers a broad range of financial topics that'll give your life and finances more value. Consider subscribing to Honest Finance for more related videos: https://www.youtube.com/c/HonestFinance?sub_confirmation=1 - POPULAR PLAYLISTS - Car Buying: https://www.youtube.com/watch?v=rwOcAHTH4Os&list=PLOmIpJDqCR-L6xTFH83iG-hGK9aDpy17r Loans and Interest: https://www.youtube.com/watch?v=1CpSMo7To2U&list=PLOmIpJDqCR-Kkqklbt4pRpcL7LnLZgNfl Amazon Reviews (like Audible, Prime, Visa): https://www.youtube.com/watch?v=GetFVRzw3_U&list=PLOmIpJDqCR-Jb53gogjHvGsAn0XGXxFiE Stock Market and Investing: https://www.youtube.com/watch?v=uRBqoRfnH9w&list=PLOmIpJDqCR-J5YB7foTH-5ayM4tpRgVn8 Credit Cards: https://www.youtube.com/watch?v=KyA_RygVbYg&list=PLOmIpJDqCR-LRMsepGvSHI6nP1vi9h9wH Buying and Selling on ebay: https://www.youtube.com/watch?v=XWHcCfl_m2U&list=PLOmIpJDqCR-Ln1EkbLuksV8KINQf9uQOl - RECOMMENDED PRODUCTS/SERVICES - DISCLAIMER: This description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). The average millionaire reads more than 2 book per month, so I'd suggest reading more right now. Audible is a great source for reading and they've got every book you can think of. Here's a link to get 2 free audiobooks from Audible. https://amzn.to/2O9mMUI If you're want to invest, but you don't want to do all the work, look into Betterment for automated, low-fee investing. They'll help with everything and are one of the best online advisers I'd recommend. http://bit.ly/Betterment_Investing If you want to invest in the stock market yourself, check out M1 Finance, because you can buy partial shares (which is awesome) and trades are free to make as well. http://bit.ly/HF_M1Finance If you're in need of a personal or auto loan, check out LightStream Loans. They have the best rates and don’t charge any fees or pre-payment penalties. http://bit.ly/lightsteam_loans And if you want to start a YouTube channel, here's a great course called "YouTube Ranking Academy" by Sean Cannell. http://bit.ly/YTRankingAcdmy - SOCIAL MEDIA - Facebook: https://www.facebook.com/honestfinancechannel Instagram: https://www.instagram.com/honestfinance/ Pinterest: https://www.pinterest.com/honestfinance/ Twitter: https://twitter.com/FinanceHonest ----------------- Welcome to the Honest Finance Channel! I'll give you the honest truth about a variety of financial and life improvement topics in a way that actually makes sense. I'm not a financial adviser and this is all my opinion, so take my advice for informational and entertainment purposes only. I simply want to share my financial advice with anyone who will listen. #honestfinance
Views: 73261 Honest Finance
Paytm will charge at 2% interest rate on transaction through credit card
 
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Paytm will charge at 2% interest rate on transaction through credit card. Watch this special segment and get to know more here. Zee Business is one of the leading and fastest growing Hindi business news channels in India. The channel has revolutionized business news by its innovative programming and path-breaking strategy of making business news a 24/7 activity as it is not just limited to the stock market. This has made Zee Business your channel to wealth and profit. Besides updated hourly news bulletins, there is a lot to watch out for, whether it be stock market related detailed information, investments, mutual funds, corporate, real estate, travel or leisure. The channel has the most diverse programming portfolio which has positioned it as a channel of choice amongst viewers. By speaking a language of the masses, Zee Business is today the most preferred for business news. Some of the popular shows of Zee Business are: Share Bazar, Mandi Live, Aap Ka Bazar, First Trade, Big Debate etc.
Views: 750 ZeeBusiness
My Credit Score: 848 - Credit Card Hacks and How I got it. | BeatTheBush
 
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Going over some basic tips on how to get a high credit score. But once you get a high credit score, what do you do with it? You take advantage of it to get all the great cash back deals of course! For Chase Sapphire: Video said spend $2500 but it is spend $4000 first three months and get 40,000 in points (If you spend the 40k points on travel you get an additional 25% value). $0 annual fee first year but $95 second so make sure you mark your calenders to cancel it before it charges you. My other favorite cards I mentioned are: SallieMae Rewards (Now owned by Barclaycard) Us Bank Cash+ Fidelity Investment Rewards BofA credit cards: Since the initial posting of this video BofA credit cards turned on the feature to autopay in full. You can now do this through their website. Get a free credit report here: www.AnnualCreditReport.com (not sponsored) is a government mandated site that will not ask for a credit card and is the ONLY authorized website for free credit reports. If another site offers you a free report, they are trying to sell you something. MAJOR warning here. If you go around getting all these credit cards, make very sure you are a responsible credit user first. If not you'll end up paying the credit card companies instead of them paying you! For example, do not carry a balance EVER or else you'll pay 12-24% interest rate. Do not pay late or you'll rack up something like $35 each late fee... ouch! If you have a need to fill up the spending requirements on a new credit card, try Amazon gift card reload here: http://amzn.to/2dYpUj9 Reloading a gift card is a valid way to offset your Amazon purchases later. You buy the card now to fill up the spend requirements, and you slowly spend it as needed when you buy things the next few months. The gift card credit does not expire. *Note to Spammers* 8/23/2014 To ensure the integrity of this video and comments and protect who ever comes across this video, I monitor the links and comments. I've been getting more and more spam messages lately but they get automatically flagged anyway. On top of that, I delete and report them all so it never sees the light of day. Mu ha ha ha! . Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 407331 BeatTheBush
Personal Finance Math 3: Calculating Credit Card Finance Charges Part 2
 
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Personal Finance Math 3: Calculating Credit Card Finance Charges, Part 2: By the average daily balance method How to reconcile results found on your credit card statements. In this anicast we calculate credit card finance charges and new balances using the average daily balance method. Though periodic finance charges are always calculated using the same formula, the balance that is subject to finance charges is calculated using a variety of methods. In this series, we will cover three of those methods: the Average Daily Balance Method, the Previous Balance Method and the Adjusted Balance Method. We will discuss the average daily balance method in this anicast. The average daily balance is calculated by finding the sum of the balances at the end of each day in a billing cycle, then dividing by the number of days in the cycle. The periodic finance charge is then figured by multiplying the periodic rate, daily or monthly, by that average daily balance and the number of periods. There are two kinds of average daily balance, one that includes new purchases and one that does not. To calculate finance charges using the average daily balance including new purchases, we can use the following formulas The daily balance including new purchases is equal to the beginning balance minus payments and credits plus purchases and fees. The new balance is equal to the previous balance plus finance charges, new purchases and fees minus payments and credits. As an example, suppose Mrs. Winters’ credit card statement showed the following transactions for March of 2014: 3/1 Previous balance: $7,312; 3/5 Purchase: $289.12; 3/16 Purchase: $27.26; 3/20 Payment: $315.00; 3/22 Purchase: $4.19. Her card uses the average daily balance method, a monthly periodic rate with an APR of 17.2%. Calculate the finance charge and new balance. First, let’s organize the transactions in a table. …The date column is self-explanatory. In the transactions column, purchases are added because they increase the amount that is owed and payments are subtracted because they decrease the amount that is owed. The balance column reflects the changes in the outstanding balance on the card after purchases and payments. The number of days column indicates how many days a balance amount has remained unchanged. And each entry in the sum of daily balances column is the product of the specific static balances and the number of days they remained unchanged…which is the same as adding those balances to each other the number of times indicated in the number of days column. The last entry in this column, is the sum of all entries above it. Now, divide the total from the sum of daily balances column by 31, the number of days in the billing cycle, to find the average daily balance, which is $231,176.30 divided by 31 or $7,457.30. The monthly periodic rate is 17.2% divided by 12 or 0.172 divided by 12, which is 0.014333. And the finance charge is the product of the average daily balance and the monthly periodic rate, or $7,457.30 times 0.014333, which is $106.89, rounded to the nearest penny. The new balance is equal to the previous balance plus finance charges, new purchases and fees minus payments and credits, so we have $7,312 plus $106.89 plus $289.12 plus $27.26 plus $4.19 minus $315, for a new balance of $7,424.46. The calculation of the finance charge if new purchases are excluded is similar to what we just did, it just doesn’t include any of the new purchases during the billing cycle. To calculate Mrs. Winters’ finance charge and new balance if new purchases are excluded, we’ll start again with a table similar to what we used earlier, but this time, the only transaction was the payment on March 20th. Since there are now only two entries, the number of days for the static balances will also have to change to reflect that. Now, the average daily balance is $222,892 divided by 31 or $7,190.06, rounded to the nearest penny. The monthly periodic rate is the same as before, so the finance charge in this case is $7,190.06 times 0.014333 or $103.06, rounded to the nearest penny. The new balance is calculated exactly as we did before, the only difference is the lower finance charge. So we have $7,312 plus $103.06 plus $289.12 plus $27.26 plus $4.19 minus $315.for a new balance of $7,420.63. Credit cards using the average daily balance excluding new purchases will generally have a lower finance charge.
Views: 5887 mathdbase.com
What's Wrong With A Credit Card If I Pay It Off Every Month?
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 956432 The Dave Ramsey Show
The TOP 5 BEST CREDIT CARDS for FREE STUFF
 
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These are the TOP 5 BEST Credit Cards if you want free stuff, free travel, free perks..and exactly what to do. Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c NOTE: Doing this is not about accumulating debt, and it’s not about spending money you don’t have or don’t need to spend. Don’t carry a balance, never pay it late, never pay any interest, and never spend money you wouldn’t ordinarily spend just to get free stuff…because if you do, it’s no longer free. You need to make sure you only spend money you have to spend, ANYWAY, but you put it on the card instead to get these benefits. As long as yo follow that, you’re good. NUMBER 5: American Express Gold Card 40k point offer: http://refer.amex.us/ERICDCUuQ?XLINK=MYCP Number 4: the Capital One Venture Rewards Card: https://www.capitalone.com/credit-cards/venture/ Number 3: One of my favorite cards… the Chase Sapphire Reserve: https://www.chase.com/card-benefits/sapphirereserve/travel Number 2…here’s another favorite of mine, I’ve got this in my wallet as well, and that is the Chase Sapphire Preferred: https://www.referyourchasecard.com/m/6A/6L5/FTK9/1554243514 Finally…Number 1…this is the card I use for probably 4/5 purchase I make…and that would be the American Express Platinum: http://refer.amex.us/GRAHASg3wu?xl=cp33 You’ll get 60,000 points, $200 airline credit, $200 uber credit, and a $100 Saks credit, among MANY other advantages! Enjoy! Now one more card here is going to be an honorary mention, especially for everyone just starting off on their credit card journey…and that would be the Discover It Cash Back: https://www.discover.com/credit-cards/cash-back/ For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 125056 Graham Stephan
5 Things You Need to Know About Credit Cards in Hindi | By Ishan
 
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5 Things You Need to Know About Credit Cards in Hindi | By Ishan What Is a Credit Card?: A credit card is a card that allows you to borrow money in small amounts at local merchants. You use the card to make your basic transactions. The credit card company then charges you interest on your purchases, though there is generally a grace period of approximately thirty days before interest is charged if you do not carry your balance over from month to month. Credit cards have high interest rates and are considered a revolving line of credit that you can use again after you pay it down. Your credit card balance and payment history can affect your credit score. A credit card is a line of credit you can access with your card. Generally, you must sign on these purchases (exceptions may be at the gas pump or for small amounts at a drive-thru window). You will pay interest on the purchases made if not paid off in thirty days. ANNUAL FEE: Exactly what it sounds like. It’s a fee you pay the credit card company to carry their product. Most cards don’t have an annual fee, but they’re common on cards that offer high rewards rates. Cards for people with average or bad credit are more likely to have a fee, as well. REWARDS PROGRAM DETAILS: If you have a rewards credit card, this portion will spell out exactly how you earn and redeem your rewards. Read this section carefully. Many credit card rewards programs are fantastic, giving you cash back or points you can redeem for free travel. But others aren’t all they make out to be — paying minuscule rates or giving you rewards only for crummy merchandise you don’t want or gift cards you’ll never use. Disclaimer- Some contents are used for educational purpose under fair use. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. All credit for copyright materiel used in video goes to respected owner. Keep Supporting Us :- Website : https://www.ishanllb.com/ Website : http://www.eisarahi.com/ Email : [email protected] Facebook Official : https://www.facebook.com/eisarahiofficial Facebook Page : https://www.facebook.com/IshanLLB/ Twitter : https://twitter.com/ishanllb Tags:- 5 Things You Need to Know About Credit Cards in Hindi,credit card ki jankari,credit card tips,credit card interest rate in hindi,credit card 0 emi ka matlab,credit card hindi,credit card tips for beginners,credit card tips and tricks,credit card tips hindi me,credit card tips in hindi,credit card kaise use kare,how to use credit card in hindi,credit card bill kaise pay kare,credit card points kaise redeem kare,how to redeem credit card points,ishan llb,ishanllb
Views: 65651 ISHAN LLB
SBI Simply Save Credit Card Features | Fee | Credit Limit | 2019
 
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State Bank Of India has many credit cards for users as per their needs. And SBI Simply Save Credit Card is the best card for the users who want a multi-purpose credit card in low monthly Income. The Simply Save is a multipurpose credit card which you can use for your daily needs. You can use the card on all Domestic or International merchants SBI Simply Click Credit Card - https://youtu.be/S1tX47FaRFA ICICI Platinum Chip Card - https://youtu.be/1PrTF8og8H4 Best Credit Cards For Beginners - https://youtu.be/dpAIOjeTaJM Add-On Credit Card Benefits - https://youtu.be/h83aEFyl_0s #SBISimplySave #creditcardsinIndia #SBICreditCards #Creditcardshindi
Views: 83388 FINANCE GURUJI
Credit card grace periods: Sally's $1 slip
 
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If you pay your credit card balance in-full and on-time each month, interest does not start charging immediately on new purchases. This is called a grace period. Let's see why grace periods are so awesome: On December 27th John grabs a movie and burger with a friend. So does Sally. They each put $30 on plastic. On Jan. 5, John and Sally decide they actually like watching movies at home better. Each buys a $1000 flat-screen. On Jan. 21, the due date for their December billing periods, John pays his entire December balance: $30. Sally only pays $29. She leaves just one dollar of her balance unpaid. That means no grace period for her. She'll be charged interest on that TV from the day she bought it. As the new billing period closes on Jan. 31, Sally owes $9.36 in interest charges—which is 13% APR applied for 26 January days on the $1000 TV, plus the $1 balance from December. John, however, owes no interest. John is in a grace period because he paid off last month's balance in full. In this exalted state, John takes his $9.36 and buys nine lottery tickets. Which of course include a winner. John then donates his winnings to charity and is promptly named Man of the Year. The lead article describes him as graceful at least three times. Sally, meanwhile, needs to pay her balance in full for two months—including trailing interest—to get back to a grace period. Sally is not on any magazine covers. Pay on-time and in-full. Take advantage of grace periods.
Views: 14959 CreditCards.com
How Credit Cards work💳💰
 
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Lifestyle Finances are a breeze with our Huutimoney breakdowns. Read more at the blog: https://blog.huuti.co.uk/how-credit-cards-work/ Say hi @ https://www.huuti.co.uk Tweet us @ https://twitter.com/huutimoney Instagram: https://www.instagram.com/huutimoney/ Transcript: A credit card is an open-ended lending product. This means the offer of credit is ongoing. It will have a max amount you can spend known as your credit limit and the interest rate charged on purchases. Credit cards work by allowing you to spend any available money without any interest charge for much of the month. On an agreed day of the month, your credit card provider will request you repay the money you spent.. But not all of it, only a predetermined amount. This is known as your minimum payment. Any money owed on your credit card after this date will be charged interest. If you pay your credit card balance in full each month you will not have to pay any interest. Paying off your balance in full each month will avoid you paying interest and will improve your credit score and lead to cheaper interest rates on your credit card and other credit products. Credit card purchases are also protected by Law and you can get a refund if anything goes wrong. Credit cards can also be a 0% interest loan facility if you always pay back in full. If you miss payments, this will be reported to the credit bureau and make your credit score go lower. Carrying over a credit card balance from month to month will incur interest rate charges and the longer you carry this balance the bigger the amount you owe will increase due to compounding.
Views: 8 Huuti
What's wrong with using credit cards if we pay them off?
 
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Dave Ramsey explains why using credit cards is wrong even if you pay them off at the end of the month. Credit cards are not your friend and the rewards are not worth all the debt you've put yourself in. Watch as Dave shares why you need to avoid credit at all costs. Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 355196 The Dave Ramsey Show
How A Credit Card Charged Me USD 19,000 interest for USD 20,000 Purchase
 
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Loy Machedo Personal Branding Strategist I Help People Earn Double Their Income By Getting Better Paying Jobs. Resume Rebranding, Interview Preparation & Professional Trainer for Professional Rebrand ************************************************************ About Me www.whoisloymachedo.com Personal Blog www.loymachedo.com Contact [email protected] +971-55-69-69-626 (Primary Number) +971-55-556-2324 (Secondary Number) Loy Machedo on Linkedin https://ae.linkedin.com/in/loymachedo Loy Machedo's Youtube Channel www.youtube.com/user/loymachedodotcom Loy Machedo on Facebook https://www.facebook.com/loy.machedo https://www.facebook.com/machedo Loy Machedo on Twitter https://twitter.com/loymachedo Loy Machedo on Instagram instagram.com/loymachedo ************************************************************ Loy Machedo's Groups on Facebook Loy Machedo's Top Videos https://www.facebook.com/groups/loymachedostopvideos/ Hot Stuff https://www.facebook.com/groups/hotstuffagain/ Mastermind Group https://www.facebook.com/groups/lmmastermindgroup The A+ Student Group https://www.facebook.com/groups/theaplusstudent/ The Restricted Zone https://www.facebook.com/groups/TheRestrictedZone/ Jobs & Vacancies in the Middle East https://www.facebook.com/groups/jobsandvacanciesinthemiddleeast/ Steroids, Supplements, Bodybuilding & Fitness https://www.facebook.com/groups/541695539293392/ Stay Hungry, Stay Foolish https://www.facebook.com/groups/lmstayhungrystayfoolish/ ************************************************************
Views: 111 Loy Machedo
Transfer Money from Credit Card to Bank Account - Interest Free Transfer - Now Chargable
 
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Subscribe me:- https://goo.gl/kphJU2 (100% Trusted) Technical Guptaji eCommerce Site:- https://etnasasta.com/ For more Visit my website:- http://www.technicalguptaji.co.in/ Dosto, Es video me hamne ek aisi trick aap se share kiya hai jiske liye aap apne credit card ke money ko apne bank account me transfer kar sakte hai, wo bhi bina kisi interest rate ke. dosto, aapko bata du ki bank charge leti hai agar aap credit card se cash nikalte hai ATM Machine se. But yaha jo mai trick share kiya hu, us se aap cash ATM se nikal sakte hai bina interest ke. Hame umid hai ki agar aapke paas bhi credit card hai to ye video aapke liye helpful hoga. ------------------------------------------------------------------------------------------------------------- My Youtube Channel :- https://www.youtube.com/c/TechnicalGuptaji Facebook:- https://www.facebook.com/TechnicalGuptaji/ Google Plus:- https://plus.google.com/+TechnicalGuptaji Follow Instagram:- https://www.instagram.com/technicalguptaji My Laptop (affiliate link):- http://amzn.to/2ivCpWE My Mobile (affiliate link):- http://amzn.to/2iqBmtr ---------------------------------------------------------------------------------------------------------- अगर विडियो पसंद आया हो तो टेक्निकल गुप्ताजी को सब्सक्राइब करे और विडियो को लाइक.भी करे। Email:- [email protected] 如果你喜歡的視頻,請訂閱我的頻道技術guptaji あなたがビデオを好きなら、私のチャンネルのテクニカルグプタジを購読してください Wenn Sie das Video mögen, unterzeichnen Sie bitte meinen Kanal technisches guptaji 비디오가 마음에 들면 내 채널에 기술 구독을 신청하십시오 यदि तपाईं भिडियो रुचि कृपया मेरो च्यानल प्राविधिक guptaji सदस्यता நீங்கள் வீடியோ விரும்பினால், என் சேனல் தொழில்நுட்ப guptaji சந்தாதாரர் మీరు వీడియో ఇష్టం ఉంటే నా ఛానెల్కు సాంకేతిక guptaji చందా దయ
Views: 114990 Technical Guptaji
Discover Credit Card 80% High Interest Charge on Purchases 9/5/2018 Live Stream
 
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Discover Card 80% High Interest Charge on Purchases 9/5/2018 Live Stream Discussion chat on Discover Credit Card High Interest Purchase Charges are way to high! they charge us $78.97 each month on our credit card and we pay $117.00 dollars each month and only $38.98 is being applied to our credit line to pay off our credit line bill. that's Highway robbery right there in black in white statement. It would be more logical and fair to credit card members if the interest rates was more say around 30% to 40% interest purchase charges each month and then people be able to pay off their credit card credit line bills more sooner and faster and then there won't be any late payments happening when the interest rate charges are lower!!! Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.
Views: 9 Hollywood Media
How To Enter Credit Card Charges In Quickbooks
 
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http:--qbuniversity.org -This video shows you how to correctly enter your credit card charges in Quickbooks, and then correctly reconcile the credit card and enter a bill for payment. -~-~~-~~~-~~-~- For more free videos, full training series plus personal support for all your QuickBooks questions, please visit http://QBUniversity.org -~-~~-~~~-~~-~-
What Is The Credit Card?
 
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What is a credit card and how to make the most out of your. Credit card get instant decision online. How do credit cards work how what is a card number? What minimum payment? Regalia the luxury platinum plus enjoy 0% fuel surcharge & attractive faq information definition of apr, interest faqs rbc royal bank. Credit cards charge interest and are primarily used for short term financing a credit card is issued by provider, like capital one, they designed to pay things in shops or online. It is essentially a type of loan, definition credit card standard size plastic token, with magnetic stripe that holds machine readable code. As long as you understanding what a debit card is and how it different from credit can help choose the best option when are managing your money issuer (usually bank) creates revolving account grants line of to cardholder, which cardholder borrow for payment merchant or cash advance. Credit cards are a convenient substitute for cash learn what credit card is, how it works and the security to keep you your money safe is plastic issued by financial institution that allows its user borrow pre approved funds at point of sale in order complete purchase will find different type with attractive offers interest rates. Introduction to credit capital one. Credit cards and eligibility criteria credit sudhaar. Learn how credit card transactions work at. What is credit card processing? Vantiv. The interest charge is broken down by transaction type purchases, cash advances and get the answers to commonly asked questions on rbc royal bank credit cards there are several steps involved in processing a card payment, but fortunately they happen incredibly fast. American express explains how credit cards work when you apply for a card we take into consideration your employment type and history, minimum income thresholds each card, report, any learn about the anatomy of number some fun facts these long codes found on different numbers amounts statement can be confusing, but one most important is payment get regalia to enjoy premium travel & lifestyle privileges like personal global concierge services, taj epicure plus membership, club vistara silver save up rs. You can also use credit cards for 24 oct 2016 a card used to make purchases, reduce the cost of expensive debt or earn rewards and cashback. What is credit card? Definition and meaning businessdictionary. A credit card is different from a charge card, where it requires the balance to be repaid in full each month issued by financial company giving holder an option borrow funds, usually at point of sale. Best credit cards compare 17 banks wishfin. A credit card allows you to borrow money from your bank make purchases, whether you're buying a burger or round trip ticket france. What is a credit card? Nerdwallet. 1500 in a year on your fuel transactions with hdfc bank platinum plus credit card and get attractive reward points, interest free credit facility and an interest charge is the sum of int
Views: 32 new sparky
How to Reconcile Business Credit Card Accounts in QuickBooks Online
 
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Get Your QuickBooks Online 30 Day Free Trial: https://app.fitsmallbusiness.com/goto/quickbooks-course-youtube/ In this lesson, we’re going to cover how to reconcile business credit card accounts in QuickBooks Online. ====================================================== Access Our Course On How To Set Up QuickBooks Online: http://fitsmallbusiness.com/how-to-set-up-quickbooks-online/ ====================================================== How to Prepare a Profit and Loss Statement in QuickBooks Online: https://fitsmallbusiness.com/profit-and-loss-statement-sample-quickbooks-online/ How to Prepare a Balance Sheet Report With Example in QuickBooks Online: https://fitsmallbusiness.com/balance-sheet-example-quickbooks-online/ Small Business Bookkeeping & Accounting: The Ultimate Guide: https://fitsmallbusiness.com/small-business-bookkeeping-accounting-the-ultimate-guide/ ====================================================== Subscribe For More Videos On How To Set Up QuickBooks Online and help your business succeed http://www.youtube.com/subscription_center?add_user=FitSmallBusiness ======================================================
Views: 17950 FitSmallBusiness
How To Enter Credit Card Expenses In Quickbooks Online
 
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Learn how to enter credit card charges or expenses in quickbooks online. We will cover 2 ways to enter them in QuickBooks.
Views: 10526 EC QuickBooks Training
UAE SHOCKER: UAE Credit Cards Charge UAE Expats The Highest Interest In The World
 
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UAE SHOCKER: UAE Credit Cards Charge UAE Expats The Highest Interest In The World ------------------------------- TO SUPPORT MY CHANNEL Please send money via paypal to [email protected] UAE Banks that offer Credit Cards are namely - Emirates NBD Bank, RAKBANK, CitiBank, Standard Chartered Bank, ADIB Bank, Dubai First Bank, HSBC Bank, Union National Bank, NBAD Bank and they offer generous amounts for you to take amounts and withdraw to purchase whatever it is you are looking for with special offers that range from 0% interest to cash back features to rewards that would entice you to spend more and more. But then the question is - what is the drawback of this amazing feature? Well - like they say - if anything is too good to be true - it seldom is. That is where UAE Banks and UAE Banks that offer Credit Cards in the UAE is without a doubt the biggest liability that you can ever get yourself into. The reason? Well UAE Credit Cards charge you the highest interest in the world. Read it again - UAE Credit Cards charge you the highest interest in the world. At a staggering 60% annually for any amount that you take. So to give you a perspective - for every USD $100 you borrow or AED 100 that you borrow on the credit card - you will pay AED 60 per year annually for the rest of your life until you close the credit card. In this video I give you a perspective from Credit Card & Credit Experts in the Industry ------------------------------- TO CONTACT [email protected] | +66-92-541-4784
Views: 2312 Loy Machedo
Advantages and Disadvantages of Credit Card in Hindi | By Ishan
 
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Advantages and Disadvantages of Credit Card in Hindi | By Ishan A credit card allows you to borrow money from a bank to make purchases, whether you’re buying a burger or a round-trip ticket to France. As long as you pay back the money you borrow within the “grace period” of 25-30 days, you don’t have to pay extra. If you don’t pay it back in that time period, you’ll have to pay interest — a percentage of the money you owe the bank — on top of what you borrowed. Choosing a credit card: When you’re deciding which credit card to get, ask yourself this question: Will I be paying interest on my debts? If you pay your credit card balance in full and on time each month, you won’t be charged interest. In that case, it’s worth it to get a credit card with rewards. These cards give you points, cash or airline miles every time you use them. However, rewards cards have higher interest rates — high enough to wipe out the value of the rewards you earn. That brings us to what to do if you do carry a balance (in other words, you don’t pay off your debt every month). You’ll want to minimize your interest payments, so you should pick a credit card that has a low interest rate. Your credit card is issued by a bank, such as Bank of America, Chase or Wells Fargo. The bank determines your interest rate, fees and rewards, so it’s important to find a bank that offers a card you like. Transactions are processed on a network, like Visa, Mastercard or American Express. The network doesn’t really affect the features on a card, except for such perks like rental car insurance or price protection. However, the network determines where the card is accepted. In general, the better your credit score, the better the cards you can qualify for. The most generous rewards rates, the best perks and the lowest interest rates are available to those with excellent credit. Interest payments and fees: Credit card companies make money in three ways: 1.Transaction fees charged to the merchant every time you use your credit card 2.Interest payments when you don’t pay off your debt in full 3.Fees, like late payment or annual fees You don’t have to worry about that first one. Transaction fees are a problem only for merchants. Instead, concern yourself with interest payments and fees. If you have a rewards credit card, remember that issuers don’t give those points out of the goodness of their hearts. Many people think they earn more in rewards than they pay in interest, but if you carry a balance, that’s rarely the case. If you think there’s a chance you won’t pay off your balance every month, steer clear of rewards cards. Credit cards charge a number of fees, from an annual fee to cash advance fees to late payment fees. Most cards nowadays don’t have an annual fee unless they offer big rewards or are designed for people with less-than-good credit, but make sure to make at least the minimum monthly payment on time, or you may be slapped with a late fee and a higher interest rate — and you might even see your credit score suffer. REWARDS PROGRAM DETAILS: If you have a rewards credit card, this portion will spell out exactly how you earn and redeem your rewards. Read this section carefully. Many credit card rewards programs are fantastic, giving you cash back or points you can redeem for free travel. But others aren’t all they make out to be — paying minuscule rates or giving you rewards only for crummy merchandise you don’t want or gift cards you’ll never use. Disclaimer- Some contents are used for educational purpose under fair use. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. All credit for copyright materiel used in video goes to respected owner. Keep Supporting Us :- Website : https://www.ishanllb.com/ Website : http://www.eisarahi.com/ Email : [email protected] Facebook Official : https://www.facebook.com/eisarahiofficial Facebook Page : https://www.facebook.com/IshanLLB/ Twitter : https://twitter.com/ishanllb Tags:Advantages and Disadvantages of Credit Card in Hindi,basic details of debit and credit cards in hindi,credit card ki basic jankari,credit card ki abc hindi me,first time user credit card,credit card hindi,benefits of credit card,advantages and disadvantage of using credit cards,credit card mistakes,credit card bill payment,apply for credit card,advantages of credit card in hindi,credit card vs debit card hindi,credit card kya hai,credit card kaise le,ishan llb
Views: 902177 ISHAN LLB
$33,000 Personal Funding/ Credit Cards vs Charge Card/What's better for you Q&A #gizzycredit
 
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$33,000 Personal Funding/ Credit Cards vs Charge Card/What's better for you Q&A #gizzycredit CashApp $gizzycredit and PayPal [email protected] for donations, thank you for supporting my channel. Maria Asked: What is a charge card? Is it worth having one? My son is asking me this. He actually wants to know how does his card utilization show up and how would it affect his score if he closes it? He has the golden America express charge card ok, a charge card is a card that provides a payment method enabling the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted. The cardholder is obligated to repay the debt to the card issuer in full by the due date, usually on a monthly basis, or be subject to late fees and restrictions on further card use. Though the terms charge card and credit card are sometimes used interchangeably, they are distinct protocols of financial transactions. Credit cards are revolving credit instruments that do not need to be paid in full every month. There is no late fee payable so long as the minimum payment is made at specified intervals (usually every thirty days). The balance of the account accrues interest, which may be backdated to the date of initial purchase. Charge cards are typically issued without spending limits, but credit cards usually have a specified credit limit that the cardholder may not exceed. So, we dont recommend them unless you will be a person who will be paying off your debts ASAP by the end of the month. Many of our customers need an extra 2 or 3 months to pay off debt but if your son i wanting to be debt free and just use the card for emergencies, then I say get it but dont expect your credit scores to go up...these charge cards will always show as being maxed out because there's no limit, the limit is what you give it...in a credit card, there's a limit and your credit scores are determined by (if you're not maxed out or not) ...so basically, if you are maxed out, your credit scores can be at or around 690 to 710 credit scores, if you're not maxed out, you can be at or higher than 730+ credit scores. Subscribe and hit the notification bell! ► https://www.youtube.com/user/JaguarPaw1 #gizzycredit on Social media: Facebook ► https://www.facebook.com/GizzyCredit750/ Instagram ► https://www.instagram.com/gizzycredit/ Twitter ► https://twitter.com/GizzyCredit This is the people's credit repair channel! The most honest and funniest credit talk channel on YouTube. Real truth about everything in credit repair/business credit! Learn how to fix your credit and how to get new credit. I've been educating people on credit for the past 9 years and I'm here to share my knowledge with you. ►Here's our weekly video schedule: Monday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Tuesday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Wednesday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Thursday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Friday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Saturday: Follow me on Instagram Crossfit/Stories Sunday: Viewer Credit Question & Answer Video
Views: 1249 #GizzyCredit
Use Credit Cards Limit as Cash Free of cost हिन्दी में
 
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Namaskar Dosto, Aaj ke is video main maine aapko btaya hai ki aap kis tarah se apne credit card ki puri limit ko use kr skte hai cash me wo bhi apne atm se nikal ke bina koi charge ya fees kisi bhi bank ya kisi bhi app yaa e wallet company ko diye hue...ye new method hai aapko pasand aayega. mujhe ummid hai aapko ye video pasand aayega. Video dekhane ke liye aapka bahut bahut dhanyabad. My Smartphone ▶▶ http://amzn.to/2kzCuO1 My Secondary Phone ▶▶ http://amzn.to/2y4aOpS My Tripod Stand ▶▶ http://amzn.to/2wIaSI2 My Lapel mic ▶▶http://amzn.to/2g7amQJ My Camera ▶▶http://amzn.to/2g5qQcj My Green cloth ▶▶http://amzn.to/2g4yjZc My earphones ▶▶http://amzn.to/2g4ynbo My laptop ▶▶http://amzn.to/2fV6q1V CONNECT WITH US ON SOCIAL MEDIA: Subscribe ▶▶▶▶▶▶ https://goo.gl/IxTkKT Youtube ▶▶▶▶▶▶ https://www.youtube.com/c/TechniqueFever Twitter ▶▶▶▶▶▶ https://twitter.com/technique_fever Facebook ▶▶▶▶▶▶ https://fb.com/techniquefever94 Instagram ▶▶▶▶▶▶ https://www.instagram.com/technique_fever/ Google Plus ▶▶▶▶▶▶ https://goo.gl/B9l7zi About : Technique Fever is a YouTube Channel, where you will find New technological and Knowledgeable videos in our national language Hindi :)
Views: 247865 Technique Fever
Don't Use your HDFC, Axis,  ICICI, Kotak Credit card In these Places in India
 
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Don't Use your HDFC, Axis, ICICI Credit card In these Places They will charge some extra transaction charges. If u don,t card then u can use and pay extra charges. SBSCRIBE MY CHANNEL FOR MORE UPDATES
Views: 68361 Raghav Sood
Credit Card Debt Explained With a Glass of Water
 
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http://www.totaldebtrelief.net uses a pitcher and a glass of water demonstrate the effects of minimum credit card payments. This video uses a simple analogy to describe how the average American is throwing away their money to the credit card companies. Visit totaldebtrelief.net for more information on credit card debt relief.
Views: 442542 TotalDebtRelief
Merchants can't charge 2% extra on Debit Card Payments – Says RBI
 
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Merchants cant charge 2% extra on Debit Card Payments – Says RBI.Customers forced to pay transaction fee for using cards in small towns If nothing else, this would make consumers think twice before flashing their credit cards. For some years now, it has been observed that certain merchant establishments-especially budget jewellery, electronics and grey market outlets-ask customers to shell out about 2% extra for purchases with credit cards. Why this extra charge? After all, credit cards only add to footfalls and are ultimately good for business. This is how it works. A banker elucidates that merchant establishments must pay a certain fee for using a point-of-sale terminal (swipe machine) to the bank that installs it (the acquiring bank). Evidently, some pass on this charge to consumers. All card-issuing banks TOI spoke to, and the Credit Card Holders' Association of India specified that merchant establishments cannot do so. Says a senior banker, "In the US, there is a law that the type of payment should not have any impact on the price... Unfortunately, in India, merchant establishments fall outside the purview of banking regulations." A Mumbai consumer was recently asked to pay 2% more for cosmetics worth Rs 1,575. She chose to use cash instead. Last week, a Mumbai banker himself paid Rs 120 extra for a cellphone purchase because he didn't have enough cash on him. Says Sachin Khandelwal, head, cards group at ICICI Bank, "Typically, there is a fee a merchant agrees to pay for a terminal... If a merchant tries to recover it from customers, they must walk out." Khandelwal also advises consumers to report such cases to credit card-issuing banks. We may then blacklist them (t .. The senior banker asks, "Rail ..
YNAB Credit Card Guide (All You Need to Know)
 
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A step-by-step guide to handling credit cards inside YNAB. This tutorial will walk you through every single detail of using credit cards with YNAB. YNAB Affiliate Link: (get two months free + support this channel) https://mappedoutmoney.com/ynab YNAB For Beginners - Quick Start Guide (2018) https://youtu.be/xPVEB759gkU YNAB Tutorial - Dealing With Cash Back and Refunds https://youtu.be/HKX9wNcxnjU Credit Card Billing Cycle Explanation https://youtu.be/lOghdB9TXtU While I love YNAB, unfortunately, it can be pretty confusing. A lot of people will sign up only to get quickly frustrated and then give up never to return. And how YNAB handles credit cards is probably the most confusing aspect of the program. For some reason, it just isn't intuitive for most people, despite the fact that YNAB handles credit cards in the most realistic way possible. I've never seen another budgeting program out there treat credit cards how they work in real life... except for YNAB. When I finally understand this, it sold me on the program and made me an instant fan. I hope that this video will do the same for you. In this video I'll cover: - How to set up your YNAB accounts - How to deal with your starting credit card balance - Using YNAB's goal function to pay off your credit card - How YNAB treats credit card transactions - The difference between debit & credit and how YNAB handles them - How to deal with overspending on a credit card - Adding credit card interest to YNAB - Making payments towards your credit cards - A pro tip for never missing a payment This tutorial truly is everything you need to know about YNAB and credit cards. I hope you learn something and be sure to leave a comment with any questions you have. ______________________________________________ Quick Jump To Video Sections 0:29 - Setting up credit card accounts 1:36 - Covering the starting credit card balance 3:15 - Setting a goal to pay off your credit card 5:53 - How credit card transactions work 7:36 - Debit vs. Credit transactions in YNAB 13:32 - Credit card balance vs. Available balance 15:00 - Handling overspending on a credit card 22:42 - Dealing with credit card interest 26:12 - Making a payment towards your credit card in YNAB 29:03 - Making multiple credit card payments 29:17 - Pro tip for remembering your payment due date ______________________________________________ My Website: https://mappedoutmoney.com/ FOLLOW ME Facebook: https://www.facebook.com/mappedoutmoney Instagram: https://www.instagram.com/mappedoutmoney Twitter: https://twitter.com/nickdtrue PS: If you have an Amazon Alexa, I just launched a brand new daily flash briefing called 30 Second Money. It would mean the world to me if you checked it out in your Alexa app. https://www.amazon.com/Thirty-Second-Money-Nick-True/dp/B077NQM3FG/ref=cm_cr_arp_d_product_top?ie=UTF8
How to enter Credit Card Charges into QuickBooks
 
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Want to enter credit card charges into QuickBooks and Reconcile. I created this How to Training for You. This video covers how to add a credit card into QuickBooks, adding charges and Reconciling. Don't miss a tip, Join my Tips & Tricks: https://CandusKampfer.com/tips Candus' Free Mini Course: https://canduskampfer.com/minicourse/ Find out how to Join my QuickBooks Simplified Community: http://quickbookssimplified.com Are you new to QuickBooks or are you struggling to figure out the software? Would you love a course that is step by step vs searching for each answer and trying to figure it all out on your own? I would like to share with you my course called Confidence with QuickBooks. Everyone who has taken the course loves it. For more details visit: http://ConfidenceWithQuickBooks.com If you need help with QuickBooks, set up an appointment here: https://canduskampfer.com/private-sessions-with-candus/ Click here to be notified of upcoming Webinars & Workshops: https://canduskampfer.com/ webinar-waiting-list/ Learn how to process: 941, 940, DE9, DE9C, W2's, W3, 1099-misc & 1096. Click here to join and for more details: https://canduskampfer.com/quarterly-and-year-end-forms-cou Have a great day! Candus :)
Views: 55278 Candus Kampfer
I’m an IDIOT for getting a credit card...
 
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In response to my previous video, Unboxing The $10 Million Dollar Invite-Only Credit Card: The JP Morgan Reserve, here is exactly why getting a credit card can be a responsible choice…enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c Here is where people miss the point…having a credit card is NOT about debt, and using a credit card doesn’t mean you can’t afford something. When it comes to credit cards, there’s absolutely a RIGHT way to use them, and a WRONG way to use them… The right way to use a credit card is to have the money available in your checking account, use the credit card to purchase the item, and then pay off the entire bill in full because you have the money available. This gives you a few perks: 1. First, you can do it for security. In the event someone takes your credit card and makes a purchase on it, most of the time credit card companies will reverse it, no questions asked. 2. Second, you have purchase protection. With the Amex Platinum, if any of my items are lost or taken within the first 90 days of purchase, I’m covered up to $10,000 PER OCCURRENCE. It also means that I get an EXTENDED WARRANTY. 3. Third, you have Credit Card membership perks…which would simply be too long to list here. “Why would you need a credit card if you have that much money” Answer: To get those sweet, sweet points. Check out this Billionaire who bought a $170,000,000 painting with Amex…not because he couldn’t afford it, obviously, but because he wanted the points. This isn’t about going and spending money you don’t have, for points you don’t need…it’s about learning how credit works, and then USING this to your advantage. For me, I spend $0 in interest. NOTHING. On every single credit card I’ve ever had, I put every single purchase on the card and then PAY IT OFF IN FULL before it’s due…if you pay it back on time, in full, you pay no money to interest, and the credit card companies don’t get a dollar. Credit is like playing with fire, you could either use the fire as a tool to keep you warm and cook your food, or you can burn yourself with it. Most people don’t have the financial literacy to use credit cards responsibly, and THOSE people, unfortunately, are the ones that make credit cards profitable for the rest of us. Credit card companies WOULD NOT be throwing us insane perks like if it wasn’t profitable…however, I want to change that. And the only way to change that is by showing people how to use credit cards responsibly and change the mindset away from “credit cards are evil,” to “credit cards are amazing WHEN USED RESPONSIBLY AND PAID OFF IN FULL WITH MONEY I HAVE IN MY BANK ACCOUNT RIGHT NOW INSTEAD OF PAYING IN CASH.” It’s really as simple as that. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 244135 Graham Stephan
(FULL DETAILS) Axis bank Insta Pay Credit card Eligibility, Benefits, Features, Charges in Hindi
 
06:06
(FULL DETAILS) Axis bank Insta Pay Credit card Eligibility, Benefits, features in Hindi
Views: 34703 Raghav Sood
Kotak Bank Big Updates Insufficient Fund Translation Charge Virtual+Physical Debit Card ||April 2019
 
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Kotak811 Big updates for all customer Now Insufficient Balance Transaction Failed Charge Applicable For all Customer || Kotak Bank Virtual Debit Card plus Physical Debit Card Charge ||/Kotak 811 Account || Kotak Zero Balance Account Charge || Kotak Bank Account || Virtual Debit Card || Virtual Credit Card || International Virtual Card || International Debit Card || International Transaction || Kotak Bank Account || Complete PhonePe KYC :- https://youtu.be/VgT_iFqeXS0 Phonepe Cashback balance transfer to bank without gold purchase new trick :- https://youtu.be/fbQwhD__E2s Create PhonePe Merchant Account Without Agent & Loot Offer:- https://youtu.be/xQOokE9-P0Y Payzapp Kyc Problem Solved:- https://youtu.be/bO9OXIDk4iQ 🔥 mGalla Bharat QR Code :- https://youtu.be/fADxPGpTkjA 🔥 Payswiff Registration for bharat QR Code / Other Payment :- https://youtu.be/b8h2LsAGX6I 🔥 Payswiff Bharat QR Code Charge + GST Free Trick Must Watch :- https://youtu.be/TmP4y83GA8U 🔥 How to get Mobikwik Virtual Visa Card:- https://youtu.be/YPSZ2kSsewg 🔥 How to Open Axis ASAP Account:- https://youtu.be/9E3-V0o6Hn0 🔥📲 Detail Video Paytm bussiness Account Payment Link Direct Payment By Virtual Debit Card & Credit Card money Transfer Without Any Charge :- https://youtu.be/2vDY2Ggp80A 🔥📲 Channel Playlist 👇👇👇👇🔥🔥👇👇👇🙏🙏 🔥👍 Bank Account Opening: https://www.youtube.com/playlist?list=PLCtm-Kbj4qo8q1bBXZz7ZpcKBLfN4q_lA 🔥👍 Credit Card to Bank Transfer Exclusive Trick: https://www.youtube.com/playlist?list=PLCtm-Kbj4qo_z3u3KAkdQuValdsjMdvsI 🔥👍 Bank/UPI Trick: https://www.youtube.com/playlist?list=PLCtm-Kbj4qo8CRLKbLFQu1YMRb7QjlbHf 🔥👍 Virtual Debit Card: https://www.youtube.com/playlist?list=PLCtm-Kbj4qo94r6MdlRV5TpV34gWZiADj 🔥👍 Mobile Wallet Trick or Merchant/Wallet Account Opening: https://www.youtube.com/playlist?list=PLCtm-Kbj4qo9ASA5mgDNhBfViEKg4EJj7 🔥👍 Irctc Tatkal Ticket Booking or Online Ticket Booking Related Video:- https://www.youtube.com/playlist?list=PLCtm-Kbj4qo-8lBStDi0lP5XmQr4BMkvo 🔥 Paytm Bank account Opening Online Process:- https://youtu.be/8MSAsRZUBGw Paytm Payments Bank Account Opening with KYC Full Process:- https://youtu.be/ul-p2UmH344 How to Change Paytm Payments Bank Registered Mobile Number Online Process :- https://youtu.be/c36APPQVoDU 🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥 How to Create TMW Account Online:- https://youtu.be/1PVqVicTxE4 PhonePe First time User Download & Singup and Get ₹100 Extra Cashback Sure :- https://phon.pe/ru_gautmie7t Google Pay offer ₹201 For First time user :- https://g.co/payinvite/l6cb7o Payzapp refer and earn ₹50+₹50 (upto) ₹1500/month :- https://youtu.be/FtjKUdtzZ6U 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 Unlimited PhonePe Scratch Card :- https://youtu.be/1GYHaqAh3DE 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉 Transfer money credit card to bank account free Trick #09-12-2018 Verified ✔️:- https://youtu.be/hIP7sIRb7aU Transfer money credit card to bank account Monthly limit ₹1 Lakh :- https://youtu.be/U_KMvsWaSHA How to Transfer money from credit card to bank account and Earn Reward by TMW :- https://youtu.be/K7UF48BcowI 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 Instant Loan on credit card Without document:- https://youtu.be/hAC4W8eWMIk How to get credit card on FD(Fixed deposit):- https://youtu.be/lnSxf7v9haI What is Credit Limit:- https://youtu.be/Bsx7QflGGRs Pay Credit card bill (All bank) Online:- https://youtu.be/mjHXo3FGLdc 🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳 🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔🔔 Join Telegram Group for Discuss details.. IND Hindi Tech Click Here:- https://t.me/indhinditech 100% Secure आपका मोबाइल नंबर नही दिखेगा कभी नही.. 📢📢📢📢 Official Blog:- https://indhindiitech.blogspot.com Subscribe Now:- https://www.youtube.com/indhinditech 🔥🔥 IND Hindi Tech 🔥🔥
Views: 6852 IND Hindi Tech
Visa vs Mastercard - How Do They Compare? (Credit Card Comparison)
 
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How do Visa and Mastercard credit cards compare? Which one is better? What even is the difference between the two cards? Who should you trust with your money? According to data released April 26, 2018, by the American Banking Association, there were 364 million open credit card accounts in the United States as of the end of 2017. And credit cards are found in most Americans' wallets with multiple studies showing that about 7 in 10 Americans have at least one credit card. With so many cards on the market, which one is the right one to choose? We won’t be looking at every card out there today but we will be comparing two of the major players. The two that we’ve all heard of and most of us have used or will use at some point. Welcome to this episode of The Infographics Show: Visa vs. MasterCard. SUBSCRIBE TO US -► http://bit.ly/TheInfographicsShow -------------------------------------------------------------------------- WEBSITE (SUGGEST A TOPIC): http://theinfographicsshow.com SUPPORT US: Patreon.......► https://www.patreon.com/theinfographicsshow SOCIAL: Twitter........► https://twitter.com/TheInfoShow Subreddit...► http://reddit.com/r/TheInfographicsShow -------------------------------------------------------------------------- Sources for this episode: https://pastebin.com/MRJi1z7s
Views: 722087 The Infographics Show
Credit Card for first time users in Hindi
 
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Tip this Video 5 Rupees https://goo.gl/CRaeqW First Times Credit Card Users पहली बार क्रेडिट कार्ड का उपयोग करने वालों के लिये Credit Cards usage amounts to taking an unsecured loan from the card company. Interest Rates on Credit Cards are high (22-48% p.a.), Interest is levied on a monthly basis. क्रेडिट कार्ड असुरक्षित ऋण है, जो कि आपको क्रेडिट कार्ड कंपनी आपकी आय देखकर देती है। क्रेडिट कार्ड पर ब्याज दर ज्यादा होती है (22-48% p.a.), ब्याज हर महीने लगता है। Credit Cards come with an interest-free period-no interest is payable on the outstanding during this time. Typically it is for 20-50 days. क्रेडिट कार्ड से उपयोग किये गये रकम पर 20-50 दिन तक कोई ब्याज नहीं लगता है। Beyond Interest-free period, monthly interest on outstanding will be charged. In addition, late payment fee and service tax will be levied. ब्याज मुक्त अवधि के बाद मासिक ब्याज उपयोग की गई राशि पर लगेगा, और साथ ही लेट फी और सर्विस टैक्स भी लगेगा। Paying minimum amount due does not mean interest need not be paid. It needs to be paid on balance. Benefit of paying minimum amount is to protect credit score. न्यूनतम राशि जमा करने के बाद भी ब्याज तो देना ही पड़ेगा, और ब्याज बची हुई राशि पर लगेगा, न्यूनतम राशि देने का फायदा यह है कि आपका क्रेडिट स्कोर खराब नहीं होगा। You can withdraw cash using a credit card but the cash withdrawal limit is usually lower than the credit card spending limit. आप क्रेडिट कार्ड से नगद भी निकाल सकते हैं, पर नगद निकालने की लिमिट, खर्च करने की लिमिट से कम होती है।
Views: 218892 FinancialBakwas
Increase Your Credit Score by Pre-Paying Your Cards
 
09:18
How to increase your credit score by keeping card utilization low. [ Blog Post ] http://bit.ly/2KfZ5qS Keep your cards organized: http://amzn.to/2ne3VxA Filmed on this: http://amzn.to/2piKDY3 Click "SHOW MORE" for full list of camera gear. AskSebby P.O. Box: Sebastian Fung 1450 Sutter St. PMB 218 San Francisco, CA 94109 Frequently asked questions about camera: Camera Gear: Camera: http://amzn.to/2piKDY3 Bendy Tripod: http://amzn.to/2oKyWsG You'll need this for the bendy tripod: http://amzn.to/2pmjuRf Useful stuff: Best headphones for travel: http://amzn.to/2pKLvWn Monitor: http://amzn.to/2o0EDCd Card organizer: http://amzn.to/2ne3VxA Need new luggage? Get $20 off your first Away luggage (referral link): http://bit.ly/2wvIDje Promo automatically applied at checkout after you create an account. Support our channel by shopping on Amazon! https://www.amazon.com/?tag=asksebby-20 ----------------------------- Follow me for updates: YouTube Subscribe: http://bit.ly/subscribeasksebby Newsletter: http://bit.ly/asksebby-mailchimp Facebook: https://www.facebook.com/AskSebby/ Twitter: https://twitter.com/asksebby
Views: 71811 Ask Sebby
Is Bajaj EMI Card really interest Free ? या बेवकूफ बना रहे है ये लोग ? Must Watch before Apply !
 
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How to Apply Bajaj Finserv EMI Card- https://www.youtube.com/watch?v=60r25Yz3-1U Purchase Large Appliances with 0% Interest- https://www.youtube.com/watch?v=RuiLoFlLF4c&t=3s How to Buy a Mobile from Flipkart with Bajaj Finserv EMI Card- https://www.youtube.com/watch?v=ilB34IXgMQE&t=12s (100% Trusted) Technical Guptaji eCommerce Site:- https://etnasasta.com/ Buy Hosting at Just 399/Year - https://goo.gl/c6HcjF Free Subscribe me:- https://goo.gl/kphJU2 Like Technical Guptaji Facebook Page:- https://www.facebook.com/TechnicalGuptaji/ For more Information visit my Website- http://www.technicalguptaji.co.in/ Hi, Es video me hamne aapke liye #BajajEMICard ke upar lekar aaya hu. Agar aap ek bajaj emi card banwana chhate hai and aako doubt hai ki EMI card kaise work karta hai to ye video aapke liye kaphi helfull hogi. #NoCostEMI Buy affiliate Links:- My Laptop:- http://amzn.to/2ivCpWE My Mobile:-https://amzn.to/2vE8Ji1 My Canon DSLR 1300D:- http://amzn.to/2lHp2Ye My Canon Eos 80D:- https://amzn.to/2vZDJs9 MY Canon DSLR 700D:- http://amzn.to/2mWiVze , http://fkrt.it/Z7h1JTuuuN MY Microphone Boya By m1:- https://amzn.to/2vEk6GF Mobile Phones(Affiliate link) Flipkart App Install:- http://fkrt.it/BNMtKTuuuN Less Than 5,000 1. Swipe Elite 2 Plus(Rs.4890):- http://fkrt.it/wG5ox!NNNN 2. Xolo Era 2 4G With VoLTE(Rs.4555):-http://amzn.to/2uN9Jlk 3. Lenovo A1000 (Rs.4300):-http://fkrt.it/B1ZHfTuuuN 4. iVooMi Me4 - 4G VoLTE(Rs.3499):- http://fkrt.it/BvQGdTuuuN 5. iVooMi Me5 - 4G VoLTE(Rs.4499):- http://fkrt.it/BqTd~TuuuN Less Than 5000 - 10,000 1. Swipe ELITE Sense 5999: http://fkrt.it/izAIP!NNNN 2.Redmi 4A 5999:- http://amzn.to/2wpUICR / http://fkrt.it/Zx3rETuuuN 3. Redmi 4 6999 - http://amzn.to/2vnXpF7 4. Redmi 4 8999 - http://amzn.to/2yztt9S 4. Coolpad Note 3S 9199 - http://fkrt.it/B6AoWTuuuN 5. Moto E4 Plus 9999 - http://fkrt.it/ZxIZkTuuuN 6.Redmi Y2 - https://amzn.to/2P4cNjU 7. Micromax Infinity :- http://amzn.to/2yAlhWC Less than 15000 1.Redmi Y2 - https://amzn.to/2KL7F0w 2.Moto G6 :- https://amzn.to/2B4WsbL 3. 10.or G (Beyond Black,4GB) :- http://amzn.to/2xZI8OS 4. Mi A1 14999: http://fkrt.it/i9ALK!NNNN 5. Redmi note 4 3GB/4GB 10999 / 12999 - http://fkrt.it/HnuzQTuuuN , http://fkrt.it/rKDYF!NNNN, http://fkrt.it/rKDYF!NNNN, Less than 20000 1.Huawei P20 Lite Midnight Black:- https://amzn.to/2OZD2rw 2 Moto G6:-https://amzn.to/2P6K8L0 3. Lenovo Z2 Plus 64GB 17499 - https://alexa.design/2ojRpLS 4. Xiaomi Mi Max 2 16999:- http://www.gearbest.com/cell-phones/pp_646141.html?wid=4&lkid=11032295 Less than 30000 1. Oneplus 3T 64GB 29999 - https://alexa.design/2okiUDp, http://www.gearbest.com/cell-phones/pp_617043.html?wid=11&lkid=11032301 2. OnePlus 3 64GB 27999 - https://alexa.design/2oYCkRb, http://www.gearbest.com/cell-phones/pp_363558.html?wid=37&lkid=11032306 3. Samsung Galaxy C7 Pro 25990:- http://amzn.to/2vo6uO2 More Than 30000 1. One Plus 6 : - https://amzn.to/2vE8Ji1 2. Samsung Galaxy S8 Plus:- http://fkrt.it/wGdnr!NNNN 3. Oneplus 3T 128 GB 34999 - https://alexa.design/2otg6Gp 4. Apple iphone 7 59499 - http://fkrt.it/HG~M7TuuuN 5. Apple iphone 7 Plus 70899 - http://fkrt.it/HFKm2TuuuN 6. Galaxy S7 Edge 50900 - http://fkrt.it/r1Vmw!NNNN 7. Galaxy S7 43400- http://fkrt.it/HoldoTuuuN 8. Huawei P9 39999 - http://fkrt.it/r1GuV!NNNN, http://www.gearbest.com/cell-phones/pp_352914.html?lkid=11032310 ------------------------------Follow me on Social Media--------------------------------- My Youtube Channel :- https://www.youtube.com/c/TechnicalGuptaji Facebook:- https://www.facebook.com/TechnicalGuptaji/ Follow Twitter:- https://twitter.com/technicalguptaj Google Plus:- https://plus.google.com/+TechnicalGuptaji Follow Instagram:- https://www.instagram.com/technicalguptaji My Website:- http://www.technicalguptaji.co.in/ ---------------------------------------------------------------------------------------------------------- अगर विडियो पसंद आया हो तो टेक्निकल गुप्ताजी को सब्सक्राइब करे और विडियो को लाइक.भी करे। Email:- [email protected]
Views: 56020 Technical Guptaji