What is SETTLEMENT DATE? What does SETTLEMENT DATE mean? SETTLEMENT DATE meaning - SETTLEMENT DATE definition - SETTLEMENT DATE explanation. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Settlement Date is a securities industry term describing the date on which a trade (bonds, equities, foreign exchange, commodities, etc.) settles. That is, the actual day on which transfer of cash or assets is completed and is usually a few days after the trade was done. The number of days between trade date and settlement date depends on the security and the convention in the market it was traded. For example when settling a share transaction on the London Stock Exchange this is set at trade date + 2 business days. It is not necessarily the same as value date (when the settlement amount is calculated). For instance, the back office may require a few days to make payment. This gap (between valuation and settlement) is often written into the financial contract, although the actual settlement date can also differ from that originally specified because of problems or errors. It is occasionally referred to as Contractual Settlement Date.
Views: 390 The Audiopedia
Some buyers get confused with all the terminology around their new home purchase. We break down the difference between Unconditional Date and Settlement Date. One less problem for you to deal with when buying your home. https://mortgagelab.co.nz/blog/
Views: 92 The Mortgage Lab
Closing on a House | 5 Things to Do BEFORE Settlement for an EASY Real Estate Closing Process Arlington VA real estate agent and Realtor Matt Leighton sits down with Sarah Anderson from Universal Title to discuss 5 things buyers and sellers can do to make their real estate closing go as smoothly as possible. Subscribe for more real estate videos - http://www.youtube.com/subscription_center?add_user=themattleighton Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] -- Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton -- Arlington VA real estate for sale: http://rhlarlington.c21redwood.com/ -- Closing on a House - 5 Things to Do Before Settlement for an Easy Real Estate Closing Process 1:02 - Everyone should know the numbers 2:05 - Be available. Don't go on vacation during the closing process. 3:15 - Know your lender documents. Review them beforehand with your lender. 3:56 - Read the welcome letter from the title company. 4:40 - Know how you are taking tenancy. Tenants in common or tenants by entirety -- MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Connect with Sarah Anderson and Universal Title Arlington Sarah Anderson [email protected] Universal Title Arlington 2107 Wilson Blvd, Suite #520 Arlington, VA 22201 (877) 645-8319 -- Matt Leighton - Arlington VA Real Estate Agent Matt [at] Orange Line Condo dot com Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=pcIxPrEW8tE
Views: 19952 Matt Leighton
If a person is buying or selling a home, it's a good idea to understand what is going to happen on the closing day. In the state of Utah we use Title Companies. What most people refer to as "closing" is actually called "settlement" for us. Closing occurs after the buyers loan proceed is transferred to title, they pay off all the debt, convey ownership from the seller to buyer, and record everything with the county. One should come to settlement with a personal ID, plan about an hour of time and be ready to sign one's name a lot. Click here to find your new home: 👉http://bit.ly/2wG2lGD 👈 Rise Utah Realty (801) 921-6771 RiseUtah.com 1177 800 E, Orem, UT 84097 Transcription: David Today I want to take you through the closing process. We call that settlement. In Utah. The day of signing your documents whether you're a buyer or a seller. I want to. I wanted you to see what it was like. To come to a title company. Where we do that. Today I’m at Access Title. I'm going to go on here we're going to meet Dan Hall, he’s the president of Access Title. He's going to kind of Show us what he does and what to expect when You come to closing. Hey Dan how are you doing. Good to see you. See you as well. Thanks for meeting with me. I really appreciate it. So I'm here because all my clients want to know what to expect when they come to title. So whether you're a buyer or a seller could you just Walk us through your office and tell us what to expect. Dan So when you come for your closing you're going to come in through the doors here obviously. Our. Awesome staff over here is going to welcome you to the office and. Ask you if you'd like to have a drink and have you say we're not quite ready for your closing. David Are you talking about alcohol not alcohol? Dan OK. So like soda water. Yeah yeah. Caffeinated, no caffeinated they are going to sign a lot of documents. OK I want to make sure you have your energy up and we have sugar in there as well. So we're ready to go right with the closing which we typically are going to get here so we can or will have. Directly come into our cozy room if not we'll have to sit out here for a couple minutes while we're getting documents ready. And then once the documents are ready we welcome you in here from our closing room. You come in here have a seat over here. Have yourself a cold drink. David Can I Sit down? Dan Yes absolutely. Sit down. David usually sits here and we'll have you sit right over here across from me. That way you'll be able to see the documents very easily and I will get you some pens over here and then we'll get your documents out. Now typically on a selling side. The package is quite small. So this is not the size of the package. That will be signed on seller side. This is the type size of a package that we sign on the buyer side. Can you see a big difference here. Seller side you get money. buyer side you're paying money. Some more to Sign. Most of these documents are provided by the lender. David So have you ever counted. How many signatures they have to do? Dan Most lenders to about 45 to 50 signatures. David Is that for On a conventional loan? Dan On a VA loan that is going to be probably eight more documents and that will be around 58 signatures. Looks like it's on the sell side. Three percent of the yes sell side you're going to be eight signatures. That's done. So good things to have with you when you come to closing is two forms of ID. Most lenders want to have two forms of ID some lenders will only. Need one. Sort of I.D. now I.D. needs to be a driver's license. Passport. Those two items are. We can notarize or something. We cannot notarize off of is a driving privlige card. That Is provided by the state of Utah. We cannot notarize of that. So we do need to either have there a passport. Or a driver's license now it doesn't have to be a U.S. passport it can be country's. Passport. We can. Authorize. Legitimate passport.
Views: 811 Rise Utah Realty
Closing Day When Buying a House | 3 MISTAKES to Avoid When Closing on a Home Arlington VA real estate agent and Realtor Matt Leighton talks with Sarah Anderson from Universal Title to discuss 3 mistakes buyers and sellers are making at the settlement table and how to avoid making those mistakes. Subscribe for more real estate videos - http://www.youtube.com/subscription_center?add_user=themattleighton Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] -- Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLe... -- Arlington VA real estate for sale: http://rhlarlington.c21redwood.com/ -- Closing Day When Buying a House | 3 MISTAKES to Avoid When Closing on a Home 0:58 - Not bringing an ID or bringing an expired ID 2:08 - Bring money. Be sure to follow the wire instructions and confirm. Bring your checkbook as well. 3:31 - Know your bank account information. And know your LLC name, estate name, or trust name. -- MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Connect with Sarah Anderson and Universal Title Arlington Sarah Anderson [email protected] Universal Title Arlington 2107 Wilson Blvd, Suite #520 Arlington, VA 22201 (877) 645-8319 -- Matt Leighton - Arlington VA Real Estate Agent Matt [at] Orange Line Condo dot com Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=XNsdCzQcbxI
Views: 36566 Matt Leighton
Closing Day Process for Buyers! What to Expect at Settlement Day when Buying a Home In this video, real estate agent and Realtor Matt Leighton talks with settlement attorney David Cartner about what buyers can expect for the closing day process when buying a home. If you have any questions that David can answer, feel free to drop them in the comments section below or you can email David directly: David Cartner Highland Title & Escrow [email protected] www.highlandtitle.com Are you interested in purchasing or selling in the Northern Virginia area? You can reach out to Matt directly here: [email protected] Arlington VA Real Estate: http://rhlarlington.c21redwood.com/ My new book now available: https://amzn.to/2Sjckvk Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Follow me: Instagram: https://www.instagram.com/TheMattLeighton/ Facebook: https://www.facebook.com/TheMattLeighton Twitter: https://twitter.com/TheMattLeighton LinkedIn: https://www.linkedin.com/in/TheMattLeighton Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Licensed in VA and D.C. Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=J51cFG8VKr4
Views: 1779 Matt Leighton
"Can Settlement Date Be Delayed? Watch more videos for more knowledge On or Before Closing Date - YouTube https://www.youtube.com/watch/b9SpePG_liU How to Extend Closing Date of a Binding Real ... https://www.youtube.com/watch/TOavyCw_Z1k Case Settled: In NY, How Much Time Does ... https://www.youtube.com/watch/Be6XHQ5Gk74 How long does it normally take to resolve a Medicaid ... https://www.youtube.com/watch/Ec6itfYiVWA Stages of A Lawsuit Part 2 - Large.m4v - YouTube https://www.youtube.com/watch/r5TvIvNgdNc Top 5 Mistakes People Make When Settling a Car ... https://www.youtube.com/watch/ToeNMRqV2JI Property Lien - What Are Property Liens? - REIClub ... https://www.youtube.com/watch/NPzPmBOJD1k What Happens at a Pre-trial Conference? - YouTube https://www.youtube.com/watch/zJNC2097FUM We Got An Epic New Atlas Trailer, But We Didn't ... https://www.youtube.com/watch/2jeFEGJJMsE Starting and Ending Your Day with Square Point of ... https://www.youtube.com/watch/fJ9OWcMrsMM Henderson Heights - Owners Parting Ways. - YouTube https://www.youtube.com/watch/NmSldgwrLns GSTR 3B - Late Fees, Payment of Challan ... https://www.youtube.com/watch/L03hIzI77p4 How to Negotiate with a Bill Collector Over the Phone ... https://www.youtube.com/watch/0i6AJ9rOJDY 5 Ways Insurance Adjusters Will Try to Trick You ... https://www.youtube.com/watch/N8JZUmh_tYE GST Portal New Feature GSTR 1 की Late Fee देनी ... https://www.youtube.com/watch/zDUT5TSsMcU Serious Work Injury: Third Party Claims ... https://www.youtube.com/watch/nge66LCBYmk 5 secrets insurance companies don't want you to ... https://www.youtube.com/watch/6Dovyu0tdz8 "
Views: 49 Tip Tip 3
Purchase Organized Settlements and Optional Business sector Annuities Effortless (Our Five to Six-Week Shutting Cycle Buy Process) Purchase Organized Settlements and Put resources into Optional Business sector Annuity Installments with our Simple Acquiring ProcessNote: Altium Assemble by and large deals with all research material and documentation necessities. Specialists just needs to acquire customer marks on select reports. Step One (Weeks 1-2) Operators/Customer Purchases Organized Settlement from "Accessible Exchange Sheet" Customer finishes Buy Understanding ( Name, SS #, Address, Date of Conception, Telephone #) and submits to Altium Bunch Customer wires store – if required – to Altium Bunch Step Two (Weeks 3-6) Securing Court Request and Archive Fulfillment Process Shutting Book Conveyed to Customer Equalization of price tag wired to Altium Bunch
Views: 4 Mansoor Arshad
Hello world, I am happy to meet with you. Today I am going to share how to write a Settlement Agreement Letter, Let's start. Date: 13/11/2018 From, X Ali, Manager ABL Bank, Bangladesh To, Creditor: Mr.Kuddus Bepari Debtor: Mr.Mofiz Bepari Subject: Settlement Agreement Letter. Parties to the agreement: Creditor: Mr.Kuddus Bepari and Debtor: Mr.Mofiz Bepari. The final settlement agreement letter includes the reason of coming to a peaceful mutual settlement and that both parties should agree to all the terms and conditions and legal implications and clauses of the agreement between the Kuddus Bepari and Debtor: Mr.Mofiz Bepari. The original amount due to be paid by the debtor is 25000, Which has not been paid for 48 months that was due on 1.1.2017. In light of the financial hardship faced by the debtor and as mutually agreed now, the creditor accepts a total of 20000 as the amount of full and final settlement of the debt. However, the debtor must make the total payment by 1.6.2017 as the date of final payment. Failure to making the payment on the scheduled date will result in the cancellation of the agreement, and this will make the creditor claim the entire payment. (Any other terms here). Signatures ABL Bank, Bangladesh Will be appreciated to subscribe, like & share my LK DAS Channel, thanks. Various Letter Links are given below you are requested to watch and learn for your self-development which will bring a sea/big change in the overall performance at your career path. 1. A Sample letter of invitation to a survey company. https://youtu.be/IE5raQ9ZnEA 2) A Sample of Insurance Appeal Letter. https://youtu.be/ob4tlYJLCsk 3) A Sample of a Business Apology Letter. https://youtu.be/F3uOEelmHWc 4) A Sample Letter of Announcement of Profit Sharing. https://youtu.be/mFefC8DZQT0 5) A Sample of a Formal Acceptance Letter. https://youtu.be/9p0R1KQfOH8 6) How to write a Settlement Agreement Letter. https://youtu.be/LmHM8CuYC88 7) How to write a Business Enquiry Letter. https://youtu.be/WbyEzl1AFe0 8) An acknowledgment letter of receipt of a payment. https://youtu.be/h2L4i7Z13kw 9) An acknowledgment letter for the purchase order. https://youtu.be/g5T4B0-KIvc 10. Letter of Employee Appreciation. https://youtu.be/uEOy2kIst88 11. Application to get the loan against of Salary Account. https://youtu.be/l_gQAclDXXA 12. Application for extension of bank loan payment. https://youtu.be/_7SEL32l6Ao 13. Application for the remission of my delay fine. https://youtu.be/-C_b4e5qzs4 14. Attractive qualities of the employee which Bosses appreciate. https://youtu.be/WCzWK-egqYY 15. A paragraph on Co-curriculum Activities. https://youtu.be/C6M75F-Mb9c 16. A Sample letter of Price Quotation. https://youtu.be/XqT10CEgNgU
Views: 950 LK DAS
There are 6 Phases when buying a home. In this 6-part video series, you get a more in-depth look at the process of buying a home. Sign up to get all 6 videos. https://forms.aweber.com/form/75/1446913875.htm Have any more questions, comments, or might even want to get started on the home buying process? Use the link below to schedule a time and date so we can chat for 5 minutes: https://calendly.com/ruthmarquis _________________________________________________________________ Buying a Home Phase 6: Settlement Congratulations! You made to the last day. This is video 6 of the 6 phases of buying a home. You finally made it here. A lot of people may say that they made it but it’s very, very testing, trying and nerve wrecking sometimes when buying a home. That’s why you need a good agent to keep the stress low. You’re going to be pulled in so many directions sometimes and hear nothing other times. But you made the settlement! You’re a trooper! You did it! There are 3 different parts of settlement. You have Pre-settlement, Settlement and Post Settlement: 1. Pre- Settlement- this point you have the mortgage commitment. You know the lender said “You know what? We checked everything out and we’re ready to give you this commitment.” The title is clear. You have done the appraisal and everything was pretty much done. When you get that clear to close,that’s when the lender says “Okay. we’re ready to go.” You received the settlement notice and make sure you have to take off that day because you don’t know how long settlement is going to be. Sometimes it’s an hour and a half, sometimes longer than that. make sure you can cover on that. Also you have to remember on the settlement notice that they’re going to send you the phone number so we can switch the utilities over. Maybe you have an account already. You just make sure that day that your utilities will switch over by settlement. Make sure to follow all instructions, bring your ID, bring the cheque with the exact amount and you also received the closing disclosure 3 days before settlement. 2. Settlement- You’re going to work your hand out because you will be signing hundreds of papers. Don’t stress. It’s almost over. Have a great attitude about it. Maybe you are fighting with the seller but you know it’s over. You’ll never see them again so it’s good to go. 3. Post Settlement- It’s time for you to get the key. You take the pictures and celebrate. Celebrate because you did it! You got your house! You did the things you need to do and now you are a homeowner.
Views: 88 Ruth Marquis Group
In a property purchase, the settlement is the period of time between the contract being signed and the handover of the keys. The settlement period is generally between 30 to 90 days depending on what has been agreed upon by both the purchaser and vendor. The purpose of a settlement period is to allow both parties enough time to arrange their affairs such as, financing, paperwork, moving, cleaning and anything else which needs to be resolved before settlement. On the day of settlement, you will not need to do anything as your conveyancer and mortgage broker will facilitate the whole process. To provide you with an overview, Your finance lender will authorise payment of your home loan and payment will be made to the vendor Your conveyancer will authorise the vendor’s conveyancer to collect the deposit money from the selling agents trust account Both parties conveyancer will reconcile any adjustments that were pre-paid or accrued during settlement period (such as rates) Your conveyancer will receive the title of the property and the property and the vendor’s conveyancer or bank will organise for the registrar general register the transfer and home loan. Both parties conveyancer will advise the agent, in writing, that settlement has occurred and that the keys can be released to the buyer. The property is then yours. As a precaution, we recommend to arrange moving into your new home 1 to 3 business day after settlement. This will provide you with a buffer if any delays were to occur. Thanks for tuning in and make it a great day. Luke Assigal Parley Property Advisory 1300 887 861 | www.parleypa.com.au
Views: 63 Luke Assigal
THIS VIDEO HELP YOU HOW TO CHECK PARTY OUTSTANDING REPORT, HOW TO SEND PAYMENT REMINDER LETTER FOR TALLY, AND HOW TO MAKE RECEIPT ENTRY AGAINST BILL. If you want maintain GST and EWAY bill in Tally Software Cont. 8141703007 / 97129 56980 ONLINE TALLY CLASS : 8141703007 Subscribe : https://www.youtube.com/c/NictComputerEducation FACE BOOK PAGE : https://www.facebook.com/nictvapi/ blogger : http://nictfortallygst.blogspot.in/ My New channel On COMPUTER TECHNOLOGY https://www.youtube.com/channel/UCJBbsq9D8M0RyUNjYu7B7A IMP. LINKS HELP LINE NO. : 0120-4888999 E-WAY BILL FAQs https://docs.ewaybillgst.gov.in/html/faq.html Eway bill system https://services.gst.gov.in/services/ewaybill/ewaybillsystem E-WAY BILL LOGIN https://ewaybillgst.gov.in/ E-WAY BILL NEW REGISTRATION https://ewaybillgst.gov.in/Account/EWBUserRegistration.aspx E-WAY BILL FOR CITIZEN https://mis.ewaybillgst.gov.in/ewb_ctz/citizen/citizenmenu.aspx Download offline tools https://www.gst.gov.in/download/returns Search tax payer https://services.gst.gov.in/services/searchtp 1) LEDGERS CREATION IN TALLY ERP 9 UNDER GST PART 1 https://www.youtube.com/edit?o=U&video_id=xzGW681ZPb8 2) HOW TO MAKE ASSET PURCHASE ENTRY IN TALLY ERP UNDER GST https://www.youtube.com/watch?v=E1y0MmirVRU 3) HOW TO SET GST RATE GROUPWISE IN TALLY ERP https://www.youtube.com/watch?v=WeqmdjVTtAE 4) HOW TO SET LOGO IN SALES INVOICE IN TALLY ERP https://www.youtube.com/watch?v=YVSRodCQOBw 5) TALLY ERP 9 में GST टैक्स RATE को स्टोक आइटम में केसे CHANGE करोंगे |TAX RATE CHANGE ON STOCK ITEM https://www.youtube.com/watch?v=nyF_b2gulH0 6) HOW TO MAKE ENTRY TRANSPORTATION CHARGES IN TALLY ERP UNDER GST https://www.youtube.com/watch?v=vUerGXQgBCU 7) ROUND OFF ERROR SOLUTION IN TALLY ERP 9 UNDER GST https://www.youtube.com/watch?v=-_cTG7_ZEEw 8) EASY TO READY AND UPLOAD GSTR1 USING OFFLINE UTILITY TOOL https://www.youtube.com/watch?v=l5vr08sH0uM 9) TALLY ERP 9 AUTO SURENDER PROBLEM SOLUTIONS https://www.youtube.com/watch?v=3nd_Em0kqbI 10) ITC ADJUSTMENT ENTRY IN TALLY ERP 9 UNDER GST -IN HINDI PART 1 https://www.youtube.com/watch?v=8L6uU2c2-tY 11) ITC ADJUSTMENT ENTRY IN TALLY ERP 9 UNDER GST PART 2 https://www.youtube.com/watch?v=A2ZyBs3_G-I 12) ITC SET OFF UNDER GST IN TALLY ERP 9 - PART 3 https://www.youtube.com/watch?v=mDm_x7RZ268 13) LEDGERS CREATION IN TALLY ERP 9 UNDER GST PART 1 https://www.youtube.com/watch?v=xzGW681ZPb8 14) LEDGERS CREATION IN TALLY ERP 9 UNDER GST PART 2 https://www.youtube.com/watch?v=WAFwVnZCAMc 15) LEDGERS CREATION IN TALLY ERP 9 UNDER GST PART 3 https://www.youtube.com/watch?v=ELOrdDeXKzs 16) PRINT TAX COLUMN & PLACE OF SUPPLY IN GST INVOICE https://www.youtube.com/watch?v=e5t--YZibpU 17) PRINT BANK DETAILS IN GST INVOICE https://www.youtube.com/watch?v=USX2plMFiOw 18) PRINT COSTUMER'S SIGNATURE IN GST INVOICE https://www.youtube.com/watch?v=qtFVW74QWqQ 19) PRINT ADDITIONAL DESCRIPTION OF STOCE ITEM IN GST INVOICE https://www.youtube.com/watch?v=O2WHBvKHLcU 20) IMPORTANT DATA SAFETY TIPS & TRICKS | DATA RECOVERY SOLUTIONS https://www.youtube.com/watch?v=2qp5HLC8644
Views: 9676 NICT COMPUTER EDUCATION
http://www.GetLoans.com | This video reviews the Standard Settlement Statement (HUD-1). This settlement statement will be a key part of your home mortgage loan, so it is a good idea to be familiar with the loan document. Learn about the different sections of the mortgage settlement statement and how to confirm that your settlement transaction charges and provided information are accurate. Get to know Brian Martucci, a mortgage lender serving all 50 states and Washington D.C. Visit Brian's blog today for valuable insights into the mortgage industry, home-buying advice, and mortgage loan information: http://www.GetLoans.com/Blog Check out my client reviews and happy mortgage loan customers: Zillow (162 Reviews): http://bit.ly/BrianMartucciZillowReviews Google (75 Reviews): http://bit.ly/BrianMartucciGoogleReviews Yelp (82 Reviews): http://bit.ly/BrianMartucciYelpReviews Video Transcript: [*The above video uses a sample document with random information, & the numbers used are meant only to be illustrative. This is the new closing disclosure, which takes the place of the old HUD-1 Settlement Statement. This is what they’re using for the Settlement Statement now, but now it’s called the Closing Disclosure or the CD. The numbers are the same, but the format is a little bit different. So it has basic information at the top. The date of closing, the settlement agent, property address, purchase price, borrower name, seller name, lender, some basics, loan type. Then you get into the numbers. You’ve got the loan amount, the interest rate, the monthly principal & interest payment, which is just the mortgage, not including taxes & insurance. Can this amount increase after closing? No, no. So that means that this is a fixed rate mortgage, not an adjustable rate mortgage. Does the loan have any pre-payment penalty? In this case, it’s yes. Keep in mind, this is just a sample worksheet. Principal & interest for the first 7 years & for the latter 8 to 30 years, it’s the same because it’s a fixed rate mortgage. This sample has mortgage insurance initially. There’s your tax escrow, taxes & homeowner’s insurance, estimated total payment. This is the estimated escrow with taxes &insurance. And in this example, mortgage insurance. There’s no homeowner dues in this case, at least not in the escrow. Usually homeowner’s dues are not escrowed, they’re paid separately. Total closing cost, total cash to close. So this is the figure here that you need to focus on that you would need to wire or have a cashier’s check ready for payable to the settlement agent for the remaining funds due at closing. On the next page, it goes into the details of how this total closing cost figure was derived & they go through loan costs. Any points, application fee, underwriting fee. This gets into appraisal fees, tax service fees, any other lender fees. Then it gets into services, borrower, did shop for. These are your title fees, survey, all those sorts of things. And then you get a subtotal. Then you go down into the other cost. This is gonna be all of the recordation fees, any transfer taxes, any prepaids, which was setting up the homeowners insurance escrow, the property tax escrow. And then you get into other. If it is an HOA or a condo & there’s any initial condo fees or HOA fees due, you’ll see them here. Any home inspection fee that’s still outstanding, any home warranty. Then you’ve got another subtotal & then the grand total. Then on the next page, you get into an analysis of what was initially disclosed to you & what the final numbers are. And those should be pretty close. This is actually a surprising difference, but again, it’s just a sample. Downpayment, same. Deposit, same. In this hypothetical, there was a seller credit negotiated after the initial contract & the initial good faith estimate. So this gets into a summary of the amount due, which is $189,762. You’ve got your purchase price, your closing cost, a little bit of HOA dues, that totals here. And then you’ve got your credits. You’ve already paid $10,000 as a deposit. This is the loan amount you’re getting that they will deduct from the amount due. There’s a seller credit, there’s a rebate, etcetera. So you’ve got your total, minus the credits. Again, this is the cash due that you’ll need to be ready to have a cashier’s check or a wire prepared in advance for closing... ...That is the new CD or Closing Disclosure, formerly the HUD-1 Settlement Statement.] Brian Martucci is a mortgage lender with a proven track record of helping his clients in mortgage success. Visit Brian's website to get started with a home loan today! http://www.GetLoans.com
We were able to help our customer by being able to close at her convenience. She was in the process of purchasing another property and was having some issues getting it closed. We were able to move the date that we bought her home from her to help her with the purchase of her new home.
Views: 155 AnnBuysPaHouses
There are a lot of moving parts in a Real Estate transaction let alone a Mortgage. That is why our Tip Jar for today reminds you to remain flexible when it comes to planning your settlement date when you buy or sell a home. We see many delays in settlements these days for a number of reasons (which is another topic in an of itself). Buyers and sellers should not make plans written in stone. Our suggestion for consumers is to avoid scheduling trips, important business meetings, and movers on the day of settlement. Leave yourself a few days of flexibility in case your settlement is delayed by an hour, a day, or even a week. If you are selling your home and buying a home with the proceeds the very same day, make provisions with all parties involved so a delay in one settlement will not have a detrimental impact on all of the "tie-in settlements" happening. Like I said, there are many moving parts to a Real Estate and Mortgage Transaction. If you are considering buying or selling a home, use a Realtor and a Mortgage professional that has handled many transactions. Experience come with time and hands on experience.
Views: 53 Christopher Somers
In today's home buying tips episode you'll learn abut closing day for homebuyers and what you should know! Both seasoned homebuyers and first time home buyers want the closing process to go smoothly. They've followed their real estate agent's advice and are so ready to get the keys to move into their new place. But, a few things could go wrong... Find out how to avoid closing mistakes and what you should know about before you close on a house. **This video is packed with massive information. To ensure you get the most of out if, please watch it start to finish. Thank you!** So what can go wrong at closing? Especially on closing day on your new dream home home? Turns out, quite a bit. From possible issues with the final walkthrough to mortgage interest rate changes (if you didn't rate lock) to buyers simply getting ahead of themselves by going out and charging up credit cards for new furniture, appliances, etc... Throughout the closing on a house process, you trusted real estate advisor will guide you with a closing on a house checklist and help keep you on tract. Your local loan officer will share with you the common reasons why buyers fail to close on a home. All of which can be avoided with the simple steps in this video. By better understanding a real estate closing and how closing on a house for buyers works, you'll be well prepared for success to avoid financial and emotional injuries. Share your favorite part of this video in the comments below along with your closing day on a house tips! Thank you! If you want help finding one of the best real estate agents in the nation, a CRS please let me know. I'm here to help! Want to know more about new homes in Las Vegas? Send me a message. I'm happy to help. Thank you for watching! =) Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney Contact info: Andrew Finney USMC Combat Veteran/ Real Estate Consultant License #S.0173260 Call/ Text: 702-710-0287 Email: [email protected] https://www.andrewfinneyteam.com/ BHHS, Nevada Properties 7475 W. Sahara Ave. Suite 100 Las Vegas, NV 89117 Designations- Certified Residential Specialist (CRS/ RRC) Accredited Buyer's Representative (ABR) Sellers Representative Specialist (SRS) Certifications- Military Relocation Professional (MRP) Creative Commons Attributions: Song: Syn Cole - Feel Good [NCS Release] Music provided by NoCopyRightSounds. Video Link: https://www.youtube.com/watch?v=q1ULJ92aldE Download this track for FREE: http://bit.ly/SynColeFeelGoodDL
Views: 25228 Andrew Finney Team
The day of closing has finally come for your new home! How exciting! Here are a few things that you as the buyer can expect on the day of closing.
Views: 23758 Lisa Norton
Quick guide on daily settlement and reprinting of receipts for NETS transactions
Views: 13585 NETS Singapore
How to Fill Out the Florida Real Estate Contract For Sale and Purchase We'll See You At The Closing Table! http://www.titlerate.com CONNECT WITH US HERE! Facebook: https://goo.gl/u5lmCo Twitter: https://goo.gl/yQXSx5 Google+: https://goo.gl/n7V4rh Independence Title, Inc. Kevin Tacher, Founder Chief Marketing Officer Phone: 954-335-9305 [email protected] www.TitleRate.com Get your INSTANT CLOSING QUOTES here http://www.titlerates.com Independence Title is the leading provider of title insurance and related real estate settlement services in Fort Lauderdale. Since 2003 we've provided superior real estate and mortgage settlement services throughout the State of Florida. As agents for Old Republic National Title Insurance Company and Westcor Land Title Insurance Company, we have the resources available to close any deal, anywhere and at any time with the best title insurance cost. We pride ourselves in providing the best the industry has to offer in title insurance fees, technology with our title insurance calculator and customer service. Throughout our 10+ year history, our conservative management philosophy has allowed us to grow and remain strong through the ups and downs of the market while other title insurance companies have closed their doors. Independence Title's financial strength provides the confidence our customers need from their title insurance company in these tough economic times. We welcome you to browse our website and contact us with any questions you may have regarding our company and the services we provide. We’re looking forward to serving you soon! This video publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is produced with the understanding that the publisher and author are not engaged in rendering legal, accounting, financial, investment, tax or other professional services. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. By watching this video you agree to hold the author and publisher harmless for any acts that might result as a consequence of watching this video. Please consult with your attorney, CPA, financial advisor and other professional advisors relating to acting on any information contained in this video.
Views: 5632 Real Estate Show Independence Title
EXCEL: COUPDAYBS function: Financial: Returns the number of days from the beginning of the coupon period to the settlement date COUPDAYBS function This article describes the formula syntax and usage of the COUPDAYBS function in Microsoft Excel. Description The COUPDAYBS function returns the number of days from the beginning of a coupon period until its settlement date. Syntax COUPDAYBS(settlement, maturity, frequency, [basis]) Important: Dates should be entered by using the DATE function, or as results of other formulas or functions. For example, use DATE(2008,5,23) for the 23rd day of May, 2008. Problems can occur if dates are entered as text. The COUPDAYBS function syntax has the following arguments: Settlement Required. The security's settlement date. The security settlement date is the date after the issue date when the security is traded to the buyer. Maturity Required. The security's maturity date. The maturity date is the date when the security expires. Frequency Required. The number of coupon payments per year. For annual payments, frequency = 1; for semiannual, frequency = 2; for quarterly, frequency = 4. Basis Optional. The type of day count basis to use. Basis Day count basis 0 or omitted US (NASD) 30/360 1 Actual/actual 2 Actual/360 3 Actual/365 4 European 30/360 Remarks Microsoft Excel stores dates as sequential serial numbers so they can be used in calculations. By default, January 1, 1900 is serial number 1, and January 1, 2008 is serial number 39448 because it is 39,448 days after January 1, 1900. The settlement date is the date a buyer purchases a coupon, such as a bond. The maturity date is the date when a coupon expires. For example, suppose a 30-year bond is issued on January 1, 2008, and is purchased by a buyer six months later. The issue date would be January 1, 2008, the settlement date would be July 1, 2008, and the maturity date would be January 1, 2038, 30 years after the January 1, 2008, issue date. All arguments are truncated to integers. If settlement or maturity is not a valid date, COUPDAYBS returns the #VALUE! error value. If frequency is any number other than 1, 2, or 4, COUPDAYBS returns the #NUM! error value. Example Copy the example data in the following table, and paste it in cell A1 of a new Excel worksheet. For formulas to show results, select them, press F2, and then press Enter. If you need to, you can adjust the column widths to see all the data. Data Description 25-Jan-11 Settlement date 15-Nov-11 Maturity date 2 Semiannual coupon (see above) 1 Actual/actual basis (see above) Formula Description Result =COUPDAYBS(A2,A3,A4,A5) The number of days from the beginning of the coupon period to the settlement date, for a bond with the above terms 71 Excel for Office 365 Excel for Office 365 for Mac Excel 2019 Excel 2016 More...
Views: 2 Allan Sam
What are the steps to filling out the North Carolina Contract to purchase a home? What is Due Diligence money? What is the Due Diligence Date? What is Earnest Money? What is the Settlement Date? What is a home warranty? Is a home warranty good? Can the seller pay closing costs? Does the seller have to pay my closing costs? Do I need down payment money to purchase a home? How to buy a home. The step by step process to get to the closing table happy!
Views: 13 The Agency - Newsom Homes
Here is the video about Fire insurance claim in Financial accounting, in this video we have discussed some important poits and solved two problems about how to findout insurance claim in various sitituation, how to find out claim when GP ratio is given in the problem and how to find out claim when GP ratio is not given in the problem and how to findout stock on the date of fire and how to prepare memarandum trading account to findout stock on the date of fire and how to findout new GP ratio from previous year trading account and how to find out average clause method and when it is applicable.Hope this will help you to get the subject knowledge at the end. if you like this please like, comment, share and subscribe. Thanks and All the best. For more videos, please select the Play List from the below link - https://www.youtube.com/c/kauserwise * Financial Accounts * Corporate accounts * Cost and Management accounts * Operations Research * Statistics Fire insurance claim in financial accounting tutorial Fire insurance claim by kauserwise How to findout insurance claim from Loss of stock method how to calculate Fire insurance claim when Gp ratio is given in the problem how to calculate Fire insurance claim when GP ratio is not given in the problem How to find out Stock on the date of fire how to find out new GP ratio in fire insurance claim how to find out Stock on the date of fire from memorandum trading account How to find out actual loss How to find out fire insurance claim using average clause method What is fire insurance claim What is memorandum trading account what is Gross profit ratio what is GP in fire insurance claim what is average clause method what is stock on the date of fire what is salvage in fire insurance claim Claim = Stock on the date of fire - salvaged what is under valued and what is over valued in fire insurance claim what is the difference between GP ratio on sales and GP ratio on Cost How to find out GP ratio How to find out GP ratio on Sales How to find out GP ratio on Cost
Views: 16883 Kauser Wise
http://www.msquaredrealtor.com Mike Mortensen, 703-888-9947 [email protected] Realtor and Real Estate Staging Expert with EXIT Metro Realty in Alexandria - You can be as prepared as possible, with pre-approvals and still get "blindsided" the day before or day of your scheduled settlement date on your new home. Don't make the this mistake!!
Views: 56 Mike Mortensen
We were able to help Rick out when others had lied and left him in a bad situation. He had been told by some other home buying companies that they would purchase his home. The settlement date came and went and nothing happened. Then he wasn't able to get ahold of the Buyers and that further complicated the problems. After searching the web he found AnnBuysPAHouses.com and we were able to get help him correct the problems the first home buying company created for him. We were able to purchase his home subject-to the existing financing and were able to help him out of a tough spot.
Views: 16 AnnBuysPaHouses
Paying Collections - Dave Ramsey Rant Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 268694 The Dave Ramsey Show
Paying off an old collection or charge off will increase your credit score. This is a huge MYTH! Effects of Paying When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off. By paying your debt, it renews the date of last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe by paying off collections or charge-off accounts, that it will raise their credit scores. It certainly seems logical; however it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or payments are made on the account), by doing so can be devastating to ones credit score. The recent activity of any derogatory item has a big impact on how it effects your overall credit score. Is the Debt Still Valid? After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as "the statute of limitations on debt" and varies by state. If the statute of limitations has passed, it is illegal for a debt collector or creditor to sue you. You need to be careful in communicating with a debt collector because the debt statute of limitations can easily be restarted by acknowledging that you owe the debt, making a payment, entering a payment plan, making an agreement to pay or making a charge on the account. After 7 Years Collection and charge-off accounts should only remain on your credit report for 7 years. It is important to check your credit reports as the credit bureaus often continue reporting these derogatory accounts over the 7 year limit. If you have any questions regarding collection accounts on your credit reports, call our office today for your complimentary credit consultation. We look forward to hearing from you. 480-502-5554 LEGAL DISCLAIMER: The advice provided is for informational purposes only. It is not to be construed as Legal Counsel or Legal Advice.
Views: 426907 911creditpros
Activation of UAN number, checking PF balance, downloaing UAN card, Updating KYC,and withdraw the PF, applying online, form filling form-31,19&10C UPDATED VIDEO FIND BELOW LINKS:- 1) Full details Link: https://youtu.be/SA2e2VE9ckc 2) basic details Link: https://youtu.be/w3pQ3OSugCI Official Facebook page please Like and follow us for the latest updates. Click here to get WhatsApp number:- https://www.facebook.com/Skskshivu/ send ur issue with the screenshot so that we can understand your issues and will guide you and please share this video it will be helpful to others Kindly submit your grievance to the EPFO online..click here Link:- http://epfigms.gov.in/ IMPORTANT : Updated video March 2018 :- 1) Full details Link: https://youtu.be/SA2e2VE9ckc 2) short and fast details Link: https://youtu.be/w3pQ3OSugCI Find the below for more related Videos:- 1) How to Create / Set the New password for UAN account online https://youtu.be/K_i6ektRTGg 2) PF Advance withdrawal for Education and marriage eligibility and procedure https://youtu.be/9FkJGOJDBX0 3) PF partial withdrawals for Medical Treatments / illness ( 2018 ) https://youtu.be/dddSrvid-tM 4) How to change the Mobile no. & Email ID in UAN ( PF ) account online https://youtu.be/PT4D1A8NtgE 5) Know your UAN number by using PF number online https://youtu.be/WlnOq6wWIzQ 6) Withdrawals from EPF A/c for Repayment of Home Loan https://youtu.be/eMcnPnULH6w 7) EPF Advance / Withdrawal for Purchase of House / Flat, Construction of House and acquisition of Site https://youtu.be/GYMDs3w-i7w 8) How to Get K.Y.C YES on UAN card and Download https://youtu.be/VjuoMOXYGFQ 9) How to transfer PF balance online (Form-13) from previous company to current/new company (2018) https://youtu.be/LEQ-8m4-bSw 10) How to Link Aadhaar number to PF ( Provident Fund ) Account online ( 31st March 2018 is last date ) https://youtu.be/J5GynJp1gv8 11) (100% Working) PF correction online :- Name, DOB, Gender & Aadhaar no. in UAN account online https://youtu.be/KZrprSG6gQg 12) PF Advance withdraw (form-31) while working for marriage, education, illness, House/Flat, Loan https://youtu.be/koFqSPxHbMw 13) Download form 19 / 10C / 31 and Joint declaration form to withdraw PF offline https://youtu.be/UGhGkk3RhWk 14) How to check PF & Pension balance/passbook online https://youtu.be/fufmEvb6jdk 15) How to check PF Claim status online / Offline applied ( under process, Claim settled ) https://youtu.be/Z9rXUOXjdrE 16) Online PF form 19 and Pension form 10C withdraw process https://youtu.be/aFatFI8OxzU 17) How to Update KYC documents in UAN portal https://youtu.be/YJIIMAwkPWQ 18) How to activate UAN number https://youtu.be/LCk0E_ebMp8 19) First time applying for PF withdrawal online in Kannada https://youtu.be/E0MMe46vXNk 20) PF withdraw by using UAN account online complete information A-Z https://youtu.be/puqK895MVLE Important :- Missed Call Facility Members registered on the UAN portal may get their details available with EPFO by giving a missed call to 011-22901406 from their registered Mobile number. If the UAN of the member is seeded with any one of the Bank A/C number, AADHAAR and PAN the member will get details of last contribution and PF Balance. PRE-REQUISTE FOR AVAILING MISSED CALL FACILITY 1.Mobile Number must activated with UAN at Unified Portal. 2.Any one of following KYC must be available against the UAN. a.Bank A/c Number. b.Aadhaar c.PAN USAGE Give Missed call from registered mobile number to 01122901406 Call automatically gets disconnected after two rings No cost to the member to avail this service To activate UAN, please use the following link https://unifiedportal-mem.epfindia.gov.in/memberinterface Short Code SMS Service UAN activated Members may know their latest PF contribution and balance available with EPFO by sending an SMS at 7738299899 from registered mobile number. “EPFOHO UAN” to 7738299899. The facility is available in English (default) and Hindi, Punjabi, Guajarati, Marathi, Kannad, Telugu, Tamil, Malayalam and Bengali. For receiving the SMS in any of the languages other than English, first three characters of the preferred language needs to be added after UAN. For example, to receive in SMS in Telugu then SMS to be send will be “EPFOHO UAN TEL” to 7738299899 * SMS should be sent from the registered mobile number of UAN. * EPFO sends last PF contribution and balancedetails of the memberalong with available KYC information. * Facility is available in 10 (ten) languages. LANGUAGES SUPPORTED 1.English-Default 2.Hindi -HIN 3.Punjabi -PUN 4.Gujarati -GUJ 5.Marathi -MAR 6.Kannad-KAN 7.Telugu -TEL 8.Tamil -TAM 9.Malayalam -MAL 10.Bengali -BEN #skcreatives #pf #pfwithdraw #pension
Views: 960516 SK Creatives
TREC 1-4 Residential Resale Contract (20-13) explained one paragraph at a time, line by line. This is the best and most comprehensive Texas real estate contract tutorial you can find. See time stamps below to jump directly to any section of the contract. Please comment, like, share, or contact us at http://www.chandlercrouch.com We also have a tutorial for the Texas Real Estate Commission 3rd Party Financing Addendum explained one line at a time: https://youtu.be/y3PSLq-VUFE See below for time stamp of each paragraph: What is covered in this video 0:08 When to use and when not to use 1:15 Why its important to learn 3:04 Mindset 4:40 How to use the contract 7:05 Why Words Matter 9:21 Addendum vs Amendment 10:15 General information about the contracts 11:31 Overview 14:09 Contract Changes: 15:28 1. Parties 18:41 2. Property 23:58 3. Sales Price 28:00 4. License Holder Disclosure 33:08 5. Earnest Money 34:05 6. Title Policy and Survey 38:28 6. C. Survey 45:35 6. D. Objections 51:00 6. E. Title Notices 54:17 7. Property Condition 1:01:25 7. B. Seller's Disclosure Notice 1:03:32 7. H. Residential Services Contracts 1:12:27 8. Brokers' Fees 1:15:00 9. Closing 1:15:29 10. Possession 1:17:24 11. Special Provisions 1:21:10 12. Settlement and other Expenses 1:23:48 13. Prorations 1:30:33 14. Casualty Loss 1:32:20 15. Default 1:32:44 16. Mediation 1:34:35 17. Attorney's Fees 1:35:25 18. Escrow 1:35:36 19. Representations 1:40:37 20. Federal Tax Requirements 1:41:13 21. Notices 1:41:29 22. Agreement of Parties 1:44:32 23. Termination Option 1:45:33 23. Changes to Paragraph 23 1:59:36 24. Consult an Attorney Before Signing 2:00:57 Executed Box / Effective date 2:03:34 Signature lines 2:06:24 Page 9 2:07:45 Option Fee Receipt 2:11:10 Contract and Earnest Money Receipt 2:11:28 For questions, contact http://www.chandlercrouch.com To get a copy of this contract, go here: http://www.trec.state.tx.us/pdf/contracts/20-12.pdf Please consult an attorney before using this contract. This video is not meant to be legal advice. Tags: Texas real estate commission sales contract
Views: 46658 Chandler Crouch Realtors
Welcome, if you are wondering how can I sell my house fast Dallas Fort Worth Area for any reason, you're in good hands with Freedom IV Properties. We take pride in our ability to help people just like you in Dallas Fort Worth Texas. We provide fast, confidential, and fair solutions when you need them the most. You may feel stuck, don't know where to turn, or feel that you're out of options. We understand this, and Freedom IV Properties can turn it around for you. We can offer you a way out, a solution that will maximize the outcome for your family. We personally take pride in the work we do and the solutions we provide people like you every single day. Our process is simple and stress free. First, call us at the number above to speak with an Freedom IV Properties assistant. They will ask you a few simple questions about your house. Your questions to these answers, combined with our experienced knowledge and current market research, allow us to make you a fair offer on your house in less than 12 hours. Once you accept our offer, Freedom IV Properties will visit your house, answer your questions, and complete the sales agreement. Call now 682-200-2829 Helping you sell your house fast Dallas Fort Worth is our priority. Since we do most of our research and market analysis during our initial phone call with you, we don't waste your time with drawn out property visits. In about an hour, we inspect your house and confirm what you shared with us. After the meeting at your house, Freedom IV Properties will schedule a settlement date that is convenient for you. On this date we will officially buy your house. We stand by our promise to buy your house fast and can do it in less than 7 days. We handle all the details and constantly communicate with you from the first time you call, until the settlement date. Put your trust in Freedom IV Properties. We're local, we're experienced, and we really want to buy your Dfw House. We go above and beyond with our personal attention and we buy your house as is, which keeps more of your hard earned dollars in your pocket. Additionally, you don't have to experience the uncertainty over if and when your house will sell. Nor do you have to worry about endless buyers constantly walking through your Dallas Fort Worth house. So that's it, your house is sold, your stress reduced, and your situation is optimized. Your solution begins with one simple, confidential call to Freedom IV Properties. Oh, buy the way we don't charge any fees or commissions. Let us show you just how easy it can be. Call us now at the number below and in 7 minutes get an offer on your Dallas Fort Worth Texas House. OR fill out a quick form on our site and we will be in touch with you within hours! if you’re Looking to Sell Your Property fast, you’ve come to the right place! Freedom IV Properties represent a network of literally thousands of Home buyers, Real estate investors and a handful of very specially trained Realtors that focus on “non-traditional” or “creative” real estate solutions that fit your needs. If you are like most sellers, you want to explore how to sell your property fast and hassle free. We can help! That’s what WE do for you. We really want to buy your home, lets talk about your options! We offer over 10 different options to buy your house! We really want to buy your house. Call now 682-200-2829
Views: 6526 Freedom IV Properties
Do you need to sell your Tampa, house fast? If so we can help! If so, you’re in luck! Whether you need to sell your house fast because: • Your house needs costly repairs • You inherited a house • You need cash fast to pay bills…. or for any other reason We can purchase your house as-is and with cash IN JUST DAYS! We Buy Houses Tampa, FL, get FAIR offer online at https://www.expresshomebuyers.com/florida/we-buy-houses-tampa-fl/. Our process is fast, simple and stress-free. First, call us to speak with an Express Homebuyers home buying specialist. Your answers to these questions, combined with our experienced knowledge and current market research, allow us to make you a fair offer on your house in just a few minutes. Once you accept our offer, Express Homebuyers will visit your house, answer any other questions you may have, and complete the sales agreement. Helping you sell your home, is our priority. Since we do most of our research and market analysis during our initial phone call with you, we don't waste your time with drawn-out property visits. In about an hour, we inspect your house and confirm what you shared with us. After the meeting at your house, you will get to schedule a settlement date that is convenient for you. On this date, we will officially buy your house. We stand by our promise to buy your house fast and can do it in as little as 7 days. We handle all the details and constantly communicate with you from the first time you call, until the settlement date. We are A+ rated with the BBB and have thousands of satisfied customers nationwide. We go above and beyond with our personal attention and we buy your house as is, which keeps more of your hard-earned dollars in your pocket. Additionally, you don't have to experience the uncertainty of when your house will sell. When you sell your home to Express Homebuyers you won’t deal with endless buyers constantly walking through your house and you won’t have to pay any fees or commissions. Freedom from the burdens of owning a house you no longer want begins with one simple, confidential call to Express Homebuyers. Let us show you just how easy it can be. Call us now at CALL 888-820-7711 and in 7 minutes get an offer on your house. We Buy Houses Tampa, FL. Get FAIR offer online at https://www.expresshomebuyers.com/florida/we-buy-houses-tampa-fl/
Views: 3076 Express Homebuyers
Sell my house fast Washington DC, get offer online at http://www.DCHouseBuyers.net Yes, we do Buy Homes in Washington DC and surrounding areas. If you been searching for ways to Sell my house fast Washington DC, you're have found yourself at the right place. We take pride in our ability to help people just like you in metro Washington DC area. We provide fast, confidential, and fair solutions when you need them the most. You may feel trapped, and all alone but you are not alone. We understand how you feel, and Swing Real Estate, LLC can help turn it around for you. We can offer you a way out, a solution that will maximize the most out of a trying situation for you and your family. We personally take pride in the work we do and the solutions we provide people like you every single day. Our process is fast, simple and stress free. First, call us at 202-888-0560 to speak with a Swing Real Estate sales specialist. They will ask you a few simple questions about your Washington DC area house. Your answer to these answers, combined with our experienced knowledge and current market research, allow us to make you a fair offer on your house in just a few hours. We are the local and trusted. Helping you sell your house fast in Washington DC, is our priority. We understand that time is of the essence. Since we do most of our research and market analysis during our initial phone call with you, we don't waste your time with drawn out property visits. In a matter of hours your will get a cash offer on your Washington DC property. After your acceptance we will schedule a settlement date that is convenient for you. On this date we will officially buy your house. We stand by our promise to buy your house fast and can normally do it in less than 5 business days. We handle all the details and constantly communicate with you from the first time you call, until the settlement date. We go above and beyond with our personal attention and we buy your house as is, which keeps more of your hard earned dollars in your pocket. Additionally, you don't have to experience the uncertainty over if and when your house will sell. Nor do you have to worry about endless buyers constantly walking through your Washington DC house. Your solution begins with one simple, confidential call to Swing Real Estate. And remember that we don't charge any fees or commissions! Let us show you just how easy it can be done. Call us now at 202-888-0560 and in a matter of hours you will get an offer on your Washington DC House. Sell my house fast Washington DC, get offer online http://www.DCHouseBuyers.net http://youtu.be/https://www.linkedin.com/company/swing-real-estate-llc https://www.linkedin.com/in/webuyhousesdcandcharlotte/ https://www.facebook.com/WeBuyHousesDCandCharlotte http://www.swingrealestate.net http://youtu.be/K81bHlz7uhk http://youtu.be/q5Ne214t3ns http://youtu.be/0VLaZ0ai5HQ http://youtu.be/UtbauhD1GlE http://youtu.be/vMG2RbGZgiY https://www.linkedin.com/company/we-buy-houses-dc https://www.linkedin.com/company/we-buy-houses-los-angeles https://www.facebook.com/webuyhouseswashingtondc https://www.facebook.com/webuyhouseslosangeles https://www.facebook.com/webuyhousescharlotteNC http://www.lahousebuyers.net http://www.CharlotteHouseBuyers.net
Views: 3045 Swing Real Estate We Buy Houses Fast!
If you're looking at selling your property, our Conveyancing Practitioners help take care of that process, from drafting your Sale and Purchase Agreement, to handling settlement. ====================================================== We will give you prompt, professional and personal service at an affordable price. Learn more at: https://conveyancingplus.co.nz/
Views: 17 Conveyancing Plus
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Views: 1320 Level Trader
http://www.learnonline2u.net Tutorial on Letter of Credits (LC) for students studying International Trade and Finance by H.W. Nawawi a former banker in Kuala Lumpur (Facilitator and lecturer). Tutorial 1 http://youtu.be/72Q5EzZwMBo Tutorial 2 http://youtu.be/GLA_VRtRttU Tutorial 3 http://youtu.be/zDlpgDNIE7U
Views: 7932 zelot
This video is about making an offer on a home once you found the home you want to buy. Learn the steps to buying a home with these tips for home buyers! You'll know what steps to take to make an offer. What you'll learn: 1. How to decide the Offer Purchase Price 2. Deciding on a settlement date 3. What to include 4. Financial information you will need 5. Inspections If you're thinking of buying a home, proper preparation is HUGE. Before you fall in love with it and write an offer, you need to know what is important when making an offer. **To find top agents near you, please email me directly at: [email protected] Thank you!** Share your favorite part of this video with us in the comments below. Thank you! Want to know more about buying a house in Exton, Downingtown, West Chester, Chester Springs, Malvern, Coatesville or Phoenixville or Chester County PA real estate? Send me a message. I'm happy to help. - Serving Your Chester County Real Estate Needs, Ann Byer Contact info: Ann Byer Realtor Keller Williams Real Estate Exton License RS313921 Call/ Text: 484-678-6445 Email: [email protected] http://www.annbyerrealestate.com/ Keller Williams Exton 100 Campbell Blvd., Suite 106 Exton PA 19341 Ann's videos are his own and do not necessarily represent the views and/ or opinions of Keller Williams Realty The purpose of Ann's videos are to educate you and help you make sense of the real estate process. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, or any other services where you live, you are advised to reach out to the appropriate professional for further counsel about your own unique situation.
Views: 3 Ann Byer
Express Homebuyers Review, get offer online at http://www.expresshomebuyers.com/ . You may feel stuck, don't know where to turn, or feel that you're out of options. We understand this, and Express HomeBuyers Company can turn it around for you. We can offer you a way out, a solution that will maximize the outcome for your family. We personally take pride in the work we do and the solutions we provide people like you every single day. We have helped over 1,300 families since we began in 2003. Our process is fast, simple and stress free. First, call us to speak with an Express Home Buyers sales specialist. They will ask you a few simple questions about your house. Your questions to these answers, combined with our experienced knowledge and current market research, allow us to make you a fair offer on your house in just seven 7 minutes. Once you accept our offer, Express Home Buyers will visit your DC house, answer your questions, and complete the sales agreement. We are the local and trusted We Buy Homes company! Helping you sell your home, is our priority. Since we do most of our research and market analysis during our initial phone call with you, we don't waste your time with drawn out property visits. In about an hour, we inspect your house and confirm what you shared with us. After the meeting at your house, Express Home Buyers will schedule a settlement date that is convenient for you. On this date we will officially buy your house. We stand by our promise to buy your house fast and can do it in less than 7 days. We handle all the details and constantly communicate with you from the first time you call, until the settlement date. Put your trust in Express Home Buyers. We're local, we're experienced, and we're better Business Bureau Credited. We go above and beyond with our personal attention and we buy your house as is, which keeps more of your hard earned dollars in your pocket. Additionally, you don't have to experience the uncertainty over if and when your house will sell. Nor do you have to worry about endless buyers constantly walking through your Baltimore house. So that's it, your house is sold, your stress reduced, and your situation is optimized. Your solution begins with one simple, confidential call to Express Home Buyers. Oh, buy the way we don't charge any fees or commissions. Let us show you just how easy it can be. Call us now at the number above and in 7 minutes get an offer on your house. Express Homebuyers Review, get offer online at http://www.expresshomebuyers.com/
Views: 1282 Express Homebuyers
What happens if you don't pay a bank loan? | By Ishan [Hindi] First thing you have to understand that bank would not foreclose the loan even if you defaulted on one or two EMI payments. In fact foreclosure has always been the last option which banks wants to exercise. But yes if you continue to default for 3 months then there is a high probability that bank will seize your property. Banks have their set procedure in such cases. They don’t bother you after the first EMI default, but when you don’t pay 2 EMIs consecutively, they will send you a reminder to pay. It is only after 3 consecutive months of default that banks treat loan as NPA. Thus after 3 defaults banks can enforce, “The Securitization and reconstruction of financial assets and Enforcement of Security Interest act’2002” ( SARFAESI)” and start the process of recovery of property/dues. After three months bank will send you a legal notice and ask you to repay the dues. If you don’t repay at this stage too, then after two months (i.e. five months from the first default) bank will send you notice that it has valued the property for certain amount and will be auctioning the same. Auction date is set for generally 1 month after the date of notice. You have to understand that bank itself does not want to go through this cumbersome process of auctioning and wants to settle things as soon as possible. If you look at the process, then banks give sufficient six months of time before auctioning the house. Within these six months you can approach anytime and try to settle the things out with bank. Personal Loan: If you Can’t pay your Personal loan then the days of trouble is started for you. Basically personal loans are unsecured loan that means you don't have to provide any security so bank can’t seize your property to recover the loan amount. Initially Bank or lenders gives you a time span to start repaying your loan but in case that limit is over pass then bank will take a legal action and file a case against you under section 58. So in this case best thing that an employer can do is, talk to your lender and ask for 10 or 20 days of relaxation then start repaying your personal loan as soon as possible. If you are thinking about taking a new personal loan and you are afraid that what will happen if you failed in paying off personal loan. In this case i have a personal suggestion Just choose a NBFC to take a personal loan over any bank. Because NBFCs are quite flexible in these type of cases. Keep Supporting Us :- Website : https://www.ishanllb.com/ Website : http://www.eisarahi.com/ Email : [email protected] Facebook Official : https://www.facebook.com/eisarahiofficial Facebook Page : https://www.facebook.com/IshanLLB/ Twitter : https://twitter.com/ishanllb Tags:- What happens if you don't pay a bank loan,What will bank do if you don't pay loan amount,unable to pay personal loan emi,What happens if personal loan is not paid in India,legal action against personal loan defaulters,what happens if home loan is not paid,personal loan defaulters punishment,car loan default consequences india,what happens if i don't pay my personal loan in india,ishan llb,bank loan pay na karne par kya hoga,emi pay na karne par kya hoga
Views: 668082 ISHAN LLB
Can You Buy a Rolls Royce With Your Lawsuit Settlement Money? https://www.oginski-law.com/library/can-you-buy-a-rolls-royce-with-your-lawsuit-settlement-money.cfm NY Medical Malpractice & Personal Injury Lawyer Gerry Oginski Explains 516-487-8207 Email: [email protected] You sued your doctor for medical malpractice. You claimed he was negligent. You argued that he was careless. You also claimed that his wrongdoing caused you permanent harm. Your doctor disputed all of your claims including your damages. So, you went to trial. It took you two years to finally get to trial. Two weeks before jury selection is about to begin, the defense lawyer calls your lawyer and begins to negotiate. The negotiations go on for a week. Finally, you agree on a substantial amount of money to compensate you for all the harms and losses you suffered. We're talking millions of dollars here. You did indeed suffer permanent disability and injuries. The defense recognizes that now. You agree to settle your case. After the money comes in and your attorney's expenses are repaid to his law firm and your lawyer gets his legal fee, you are still left with a sizable amount of money. Can you go out the next day and buy yourself a Rolls Royce car or a sports car? Can you go to Tourneau watches in NYC and buy an expensive Rolex watch? How about some brilliant diamond jewelry? Could you go on a first class trip to Hawaii and stay at the Ritz Carlton? The answers are yes, yes and yes. Learn why by watching the video... Here's a cardiac malpractice case where I was able to achieve a $6 million dollar settlement for my client: https://www.oginski-law.com/video/cardiac-malpractice-in-ny.cfm To learn more about how accident & medical malpractice cases work in the state of New York, I encourage you to explore my educational website, https://www.oginski-law.com/library/can-you-buy-a-rolls-royce-with-your-lawsuit-settlement-money.cfm If you have legal questions and your matter happened here in New York and you're thinking about bringing a lawsuit, I invite you to pick up the phone and call me at 516-487-8207 or by email at [email protected] This is what I do every day and I'd be happy to chat with you. Law Office of Gerald Oginski 35 South Drive Great Neck, NY 11021 516-487-8207 Email: [email protected] #medicalmalpractice #medicalmalpracticelawyer
Views: 867 Gerry Oginski
Learn GST Advance Receipt Adjustment Entries for Same Month Adjustment, Next Month Adjustment and Accounting Entries for GST after Advance Receipt Cancellation in Tally ERP 9. All Advance Receipt and Sales Invoice Entries Explain in a Single Video with full Explanation in Hindi. At the end of the month, how record a journal voucher to raise the cgst,sgst,igst tax liability to pay tax to government. How to create Sales invoice against advance receipt of previous month. Learn How to reverse the GST Tax Liability. How to Reversal of GST on account of cancellation of advance receipt in same or Next Month in Tally. It is Full Step by Step Tally GST Tutorial in Hindi. Must watch to master in tally accounting practical approach to work smartly. This Tally ERP 9 Video Tutorial Based on Advance, Professional, expert Tally courses for GST Accounting in Tally. It is a Part of RSCFA Course run by Career Planet. Watch All Videos on GST Accounting in Tally Day by Day – Part-1- Tally New Version for GST |How to Download and Install https://www.youtube.com/watch?v=SrW5yBYDryA Part-2- GST Accounting Entries in Tally https://www.youtube.com/watch?v=ZHm5GIBlaF4 Part-3- Tally ERP9-GST Accounting Entries for Services in Tally https://www.youtube.com/watch?v=zuebaPA4lqU Part-4-GST Accounting Entries for Reverse Charge on Purchase from Unregistered Dealer in https://www.youtube.com/watch?v=p2eWqPfsf_s Part -5- Multiple Tax Rate Items in Single Invoice GST Accounting Tally https://www.youtube.com/watch?v=YYR99HReFx8 Part-6 HSN Code, GSTIN Number,Multiple Tax Rate Items in Invoice https://www.youtube.com/watch?v=Edm1m5oxrig Part-7 GST Accounting with Debit Note, Credit Note, Discount Paid,Discount Receive https://www.youtube.com/watch?v=J91HxbW4Ss4 Part-8 How To Round off Invoice Value with GST in Tally https://www.youtube.com/watch?v=xoajErjQ5d4 Part-9 GST Entries for Manufacture, Production, Raw Material Consuming in Tally https://www.youtube.com/watch?v=_Pfc1IRTL-k Part-10 GST Price Based Stock Item Tax Setup in Tally|GST Multi Tax Rate Slab https://www.youtube.com/watch?v=sBRzMSEVLSA Part-11 GST Auto Tax Calculation and Cash Purchase or Sales Entries in Tally https://www.youtube.com/watch?v=82066d6661A Part-12 Capital Goods Purchase & Input Credit Adjustment with GST https://www.youtube.com/watch?v=fTsgpAO8VCQ Part -13 GST Entries for Expenses under RCM Expenses Entries https://www.youtube.com/watch?v=28eIYVG7t4M Part-14 GST Entries for OLD Stock Input Credit in Tally https://www.youtube.com/watch?v=2eYXfGIdDiY Visit Our Website: http://www.cpitudaipur.com Visit Our Blog: http://cpitudaipur.blogspot.in/ Like Our Facebook Page: http://facebook.com/cpitudr Please Subscribe to Our Channel https://www.youtube.com/channel/UCSMsxXvvi-7XvygtsMWRBOg
Views: 113496 Career Planet Computer Education
This video will help you get ready for your new life in Canada. It will explain some of the things you should do during your first two weeks in Canada to help make the transition easier. Topics include arriving at the airport, finding support at an immigrant-serving organization, getting government documents, opening a Canadian bank account and much more. For more information about starting your life in Canada, visit http://www.cic.gc.ca/english/residents/new_immigrants.asp. To learn more about your permanent resident card, visit http://www.cic.gc.ca/english/helpcent... A transcript of this video is available at http://www.cic.gc.ca/english/department/media/multimedia/video/settlement/twoweeks.asp
JASON POAT - THE TRUCKERS COACH ® THE TRUCKERS COACH SHOW THE TRUCKERS COACH RADIO NETWORK Call in to the show 917-889-3079 Email : for show ideas or to be a guest [email protected] Subscribe to us on BLOGTALKRADIO.com/TruckersCoachShow iTunes , podcast1 , google play Our first podcast http://tobtr.com/s/10432549. Truck Drivers - Helping other drivers -ONE DRIVER AT A TIME !! ( it’s what we do ) THE TRUCKERS COACH - is a OWNER OPERATOR and has his own authority running JARHEAD TRANSPORTATION LLC . He travels the USA as a long haul truck driver with his wife Daphne ( Mrs. Coach ) together they run the trucking business and try to help others out here on the road by helpful suggestions and video entertainment. When you see them Driving Marine 01 down the road be sure to go and say hi , they are always willing to talk and even take pictures or answer questions . JOIN OOIDA - ooida.com Business Inquires - Product demos , Branding, : TheTruckersC[email protected] Trucking Company Contact ( Loads - Direct Customers , Shipping Rates , Lanes , Brokers . [email protected] Factoring Contact - TRIUMPH BUSINESS CAPITAL MAC GREENE [email protected] Tell Triumph Business Capital - THE TRUCKERS COACH - Jason Poat sent you for a special Factoring rate offer for T- Coach members on RECOURSE and NON RECOURSE factoring options and EFS fuel card options with discounts , low rates and no hidden fees or reserves. YOUTUBE https://www.youtube.com/channel/UCnE5uL3PxLcJd6gZ6ayTqDg FACEBOOK GROUP https://www.facebook.com/groups/TheTruckersCoach/ TWITTER https://twitter.com/truckers_coach TRUCKERS COACH BENEFITS GROUP ( health & life coverage ) https://m.facebook.com/groups/1606212706064922 TRUCKIN PICKERS ( share and sell antiques free ) https://m.facebook.com/groups/123157945049770 Trucking is a tough job and we try to make it easier. We help teach company drivers and owner operators how to be successful in trucking. Proudly serving the following brokers CH ROBINSON TOTAL QUALITY LOGISTICS UBER FREIGHT EPES LOGISTICS SUREWAY DAT SOLUTIONS
Views: 24390 TRUCKERS COACH TV
How to File a Complaint in Consumer Court in Hindi | By Ishan If the developer refuses or neglects the notice, the you can approach the consumer court. Submit a formal complaint under the Consumer Protection Act, 1986. You need not hire a lawyer for filing the suit. Fill this complaint form and submit it to the commission. Consumer Protection Act, 1986 is an Act of the Parliament of India enacted in 1986 to protect the interests of consumers in India. It makes provision for the establishment of consumer councils and other authorities for the settlement of consumers' disputes and for matters connected therewith also. We are all consumers of goods and services in one way or the other. The moment we take birth on this earth we become consumers and are entitled to seek relief under the Consumer Protection Act. These days we see that consumers are cheated and harassed in many ways. At times they are provided with inferior quality of goods, at times with less quantity than actually demanded whereas at other times the consumer is charged with excess prices than otherwise fixed for the commodity. The traders considers consumers as persons who are morons having paying capacity and can try to deceive them in every possible way. Therefore there was a strong need felt to protect the consumers. HOW TO FILE A CONSUMER COMPLIANT?: Before formally filing a Consumer Complaint, it is desired that the Consumer gives notice to the opposite party of the fact of any deficiency in service or of unfair trade practice etc to see if the trader is willing to make good the loss suffered by either replacing the commodity or returning the value of the purchase. If yes, the issue resolves then and there. But if the trader refuses or neglects here that the consumers needs to approach the Consumer Court. STEP 1:At first identify the Jurisdiction of the Forum where the complaint is to be filed. This issue needs to be identified from two angles of jurisdiction i.e. Territorial and Pecuniary. Step 2: You will be required to pay a prescribed fee along with your complaint before the District Forum, State Commission & the National Commission as the case may be. Step 3:Then you have to draft your complaint stating facts necessary to establish a cause of action. Step 4:At the end of the complaint you have to put your signatures. In case any other person is authorised to file the complaint then complaint has to be accompanied with authorisation letter. Step 5: Don’t forget to mention the name, description and address of the complainant and the name, description, address of the opposite party or parties against whom relief is claimed. Step 6: Copies of all the documents supporting your allegations. In this you can put on record the copy of the bill of the goods bought, warranty and guarantee documents and also a copy of the written complaint and notice made to the trader requesting him to rectify the product. Step 7: You can also ask for compensation costs which should be specifically alleged in the complaint. Besides compensation, a consumer can also ask for the refunds, damages, litigation costs, and interest amount. You must give the breakup of amount claimed under different heads but do remember to claim compensation or other relief as per the pecuniary value of the forums. Step 8: Explain in your complaint as to how the case falls within the jurisdiction of this forum. Step 9: Complaint must clearly state as to what relief is sought against the opposite party. Step 10: The Act provides for limitation period of two years from the date of cause of action. In case there is delay in filing the complaint, please explain the delay which can be can be condoned by the Tribunal. Step 11: You are also required to file an affidavit along with the complaint that facts stated in the complaint are true and correct. Step 12: The complainant can present the complaint in person or by his/her authorized representative without engaging any advocate. The complaint can be sent by registered post. A minimum of 5 copies of the complaint is to be filed in the forum. Besides this you have to file additional copies for each opposite party. Keep Supporting Us :- Website : https://www.ishanllb.com/ Website : http://www.eisarahi.com/ Email : [email protected] Facebook Official : https://www.facebook.com/eisarahiofficial Facebook Page : https://www.facebook.com/IshanLLB/ Twitter : https://twitter.com/ishanllb Tags:- How to File a Complaint in Consumer Court in Hindi,how to file a case in consumer court against online shopping,how to file consumer complaint online,consumer court complaint format,consumer court toll free number,consumer court me case kaise kare,upbhokta forum online complaint,how to file consumer complaint online in hindi,consumer forum me sikayat kaise kare,consumer forum application form in hindi,consumer court in hindi,consumer protection act in hindi,ishan llb
Views: 174402 ISHAN LLB
What happens after your offer is accepted and you begin closing on a house? Learn the basics of escrow or the closing process, so you know what to expect after you find a home to buy, submit an offer and come to agreeable terms between you and the seller. See more home buying tips and real estate advice: https://www.realtor.com/homebuying/ #HomeBuying101 -~-~~-~~~-~~-~- Learn More about the home buying process: "Home Buying 101: How Do I Get Started?" https://www.youtube.com/watch?v=zqZI4ZvjcRM -~-~~-~~~-~~-~- #realtor #realestate
Views: 42857 realtor.com
Find out about the Buying Process by Jon Bahen, Director at Abel Property Cottesloe in Perth. Read my full blog here: http://bit.ly/2zZnrQk Video Transcript: Today I want to take you through the property buying process. I’m Jon Bahen, Director of Abel Property in Cottesloe, and I’m happy to take you through the simple steps in buying a property. So, you’ve found the dream home, what's next? You want to make an offer through the agent. That’s a very simple process in Western Australia. There are two documents; 1. The joint form of general sale and conditions 2. Offer and acceptance – forms the terms and conditions to you and the seller of purchasing that property. The price is always an important factor but there are many issues that can come into a contract such as Settlement date, Possession date, Termite Inspection and Structural Inspections. It’s worth sitting down and spending some time with the agent to see what’s motivating the sellers and structure of contract that can somehow meet the joint needs of everybody in the transaction. So, it’s time to sit down with the agent and work through those terms and conditions, as well as price, to complete a formal offer. That formal offer once completed, is then taken and presented to the sellers. The sellers can have three choices in this process they can: 1. Reject the offer 2. Accept the offer 3. Counter offer the terms and conditions or price Once you get to that process where there is a joint agreement, you’ve got a done deal; you have a contract of sale. But its not necessarily unconditional, because it will certainly contain some conditions that need to be met overtime before the property will go to settlement. Things like, termite inspections, structural inspections, and there could be any raft of various conditions that need to be met and that’s the agents job to push the contract along and provide all of those services so that the contract gets completed and goes through to settlement, where you end up buying the property. Thanks for listening! The buying process can be complicated at times and I’m here to help you if you’d like to call me at any time whether you are buying or selling your property. It’s worth getting advice before you go into contract, rather than after. So if you want more information please call me (Jon) on 0419 816 776 or click this link to view my BLOG post: http://bit.ly/2zZnrQk
Views: 25 Abel Property
https://www.BigReia.com - Here is what is on the settlement statement, how to read it and what you need to know about it as a real estate investor. Thank you. The settlement statement; This is another document that is going to maybe come into play with other closing documents, such as the selling disclosure. It really depends on where you live, but if you come across it as an investor, it’s important to know what you’re reading. It’s also known as; This is also called a seller’s closing statement- the breakdown of the seller’s net profits- prepared by an attorney, title or escrow company. The first 11 sections are as follows; 1.File/Escrow number 9.Settlement/Closing date 2.Date & Time 10.Disbursement date 3.Officer/Escrow Officer 11.State required dates 4.Settlement location 5.Property address 6.Buyer 7.Seller 8.Lender In the debts/credits section, it’s broken down like this; 1.Property sale price 5.Existing loan amount 2.Personal property 6.Seller credit 3.Earnest money 7.Excess deposit 4.Loan amount Loan charges section; 1.Points 7.Prepaid interest 2.Application Fees 8.Appraisal Fee 3.Origination Fees 9.Credit report Fees 4.Underwriting Fee 10.Flood determination Fee 5.Flood Tax monitoring fee 11.Mortgage Insurance premium 6.Flood monitoring Fee 12. Tax Status Research Fee The next two sections; ‘Impounds section’-Basically the portion that allows the buyer to lump expenses together with a breakdown Ex: Homeowners insurance [email protected]__$/month ‘Title Charges and Escrow/ Settlement Charges’- Title insurance, Title search fee, title company closing fees, notary fees, signing fees, etc. ‘Title Charges and Escrow/ Settlement Charges’- Title insurance, Title search fee, title company closing fees, notary fees, signing fees, etc. The last portions; ‘Commission’ – seller’s agent, buyer’s agent and others paid ‘Government Recording and Transfer’- deed recording fees, transfer taxes ‘Payoffs’- seller loan payoff, interest payoff, seller loan fees The last two sections; ‘Miscellaneous’ – Home inspection fees, HOA dues, Home warranty fees, etc. ‘Subtotal’ – all configured sum of all the columns – dollars due to seller These came about after the subprime crisis of 2008, when regulations were put in place to make all real estate transactions more transparent to all parties involved. While you may not yet see these in every closing, if you do it’s important to make sure you understand what’s going laid out before you. Different states have different rules about using these documents at closing, so that will be a determining factor as well. Something to also keep in mind for investors who will end up buying/selling out of state at some point. Helpful places; gofirstam.com (First American Title) http://www.cleartoclose.net/chicago-sellers-closing-statement.html (seller’s closing calculator- free) ctic.com (Chicago Title) Both First American Title and Chicago Title are two of the top rated title companies in the US. Clear to close offers a free seller’s closing cost calculator that can be helpful. === How to start from zero and build a real estate business that makes you five grand a week for the rest of your life... in less than 90 days: https://www.BigReia.com More youtube videos: BigReia.com - understanding the basics of real estate appreciation for real estate investing. https://youtu.be/7xVbz6bVkZg What is a reverse mortgage and what do real estate investors need to know. https://youtu.be/99trUk22ZLw What is a loan forbearance and what do real estate investors need to know about them. https://youtu.be/5sXcpbk9NJw A cool way to buy apartment buildings, storage units and other stuff ZERO down. https://www.youtube.com/watch?v=5oVXNoiIzYU Three kinds of ROI for real estate investors. https://www.youtube.com/watch?v=HiUjzepOvKE The basics of real estate appreciation, natural and forced, for real estate investors. https://www.youtube.com/watch?v=7xVbz6bVkZg
Views: 79 BigReia